**** ALERT: Daylight Loans*

I'm writing this review as a warning to others: stay away from Daylight Loans! I app**** for a R10,000 loan, and they approved it, requesting a R1,050 "fund payment" as insurance. I paid, but then they hit me with an unexpected fee, claiming it was necessary for the loan to be processed.

When I tried to cancel the loan, I was told it would take 7 days. After waiting patiently, I was slapped with a cancellation fee. Now, Daylight Loans is refusing to return my R1,050, citing delays and paperwork. Their customer service is unhelpful, repeatedly asking me to review the cancellation letter.

I'm taking legal action to recover my money. If you value your hard-earned cash, avoid Daylight Loans at all costs. Their business practices are predatory, and their customer service is appalling. Buyer beware!