Scammed by Fair Finance

Hello Peter O would like to express my fustration and depression. Last year I applied for a loan at Fair Finance .A gentlemen by name of Mr Williams his contact details are 0718077221 or +27 73 067 0978 and made me pay +- 65000

Mr Williams told me that the money will be deposited into an account from HSBC and a lady by the name of Sandra James called (0656324091) and sent me the card by post after posting the card the card required a pin of which she said I must pay 25000 for activating the card of which I did after then she said I must also pay 20 000 for anti drug certificate but nothing was deposited till this far When I call him now he still wamts me to pay for insurance and money transfer costs as he said before he can deposit the money. When I told hin I dont have money he says.I must borrow. What kind of the loan is this

Kindly assit.I am in distress.