**Warning: Stay Away from Freedom Finance Loans!**

I had the misfortune of applying for a Freedom Finance Loan of R160,000 on August 3, 2024. What followed was an absolute nightmare. They repeatedly demanded I pay various fees and charges, which totaled an outrageous R25,050. I paid these amounts in good faith, trusting that I would receive my loan. However, that never happened.

Most recently, they demanded an additional R5,340 for a so-called FICA Clearance Fee to generate a Transfer Authorization Code (TAC). Suspicious of their tactics, I conducted my own research and discovered that FICA does not charge clearance fees, and TACs are free! Despite confronting them with this information, they refused to either proceed with the loan or refund the R25,050 I had already paid.

I reached out multiple times to individuals claiming to represent Freedom Finance—Ayanda Zwane, Michelle Botha, Magdalena Owen, and Charmaine Chauke (if those are even their real names)—via WhatsApp and email. They repeatedly assured me that the fees I had already paid would be the last, only to turn around and demand more money. Their promises were nothing but lies.

This is an unprofessional, deceptive operation that preys on trusting clients. I strongly urge everyone to steer clear of Freedom Finance Loans. Their practices are highly suspicious, and I am convinced this is not a legitimate business.

Authorities must investigate and revoke their license immediately. I have attached their most recent ****my request and other dubious documents to back up my claims.

For anyone reading this, do not fall into their trap! Here are the WhatsApp numbers they used to communicate: **063 536 4965** and **071 913 5232**.

I hope this serves as a warning to others. Don’t make the mistake I did by trusting this *****ulent company.