**** people out of their hard earned money

They promise you the moon and the stars to help you, but they prey on desperate people and then **** them out of their money. I was dumb enough to fall for this pathetic loan provider, who is a ****mer. I was approved for a loan; they requested an upfront initiation fee and once I paid, the funds will be transferred. Once I paid it, they send you a **** proof of payment and said it will take 1 hour to clear. I'm still waiting almost a week later. Now they've blocked me after I requested a refund of the money paid to them