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bigitrends The amount you must pay in medical expenses before your insurance company will begin to cover your medical bills. A dependent is someone other than yourself who is covered under your health insurance plan. This could include a spouse, child, unmarried partner. For children there are age limits at which they are no longer covered under a parent's health policy. In the event that you are unable to work for an extended period of time due to an injury or a medical condition, disability insurance provides funds to cover your living expenses in a specified amount. http://bigitrends.com/