Njabeli cash loans CC is a ****!

I was looking for people who give out loans for blacklisted people and I bumped into Njabeli cash loans. I tried to apply on their website but it kept giving me errors and I decided to contact them on WhatsApp. They asked me to apply with them via WhatsApp and I did. They asked for my documents I gave them. They gave me an approval letter but I noticed that it wanted me to pay R3500 for insurance fee when I asked why they said because my credit record is not right. I paid it then they gave me a contract that asked me for more money saying I need to pay Vat fee of R8250. I asked why they said because of my credit. I blantley asked them if they **** people and they said no. They said I can pay half and then I will get my loan in 15minutes then pay the remaining when I get the loan. And because I am desperate I did but when I was supposed to get the loan as promised they said they can't give it to me I need to pay the remaining and thats where I opened my eyes and realized I'm being ****med and I keep falling for it.