Lerato M

******* company

I app**** for manati in December 2025 was approved in just 24 hours pleas note the contract stated the amount of 18600 was approved loan disbursed , come January I had unforseen problems that made me not be able to work and attend the course I reached to the school the principal was understanding understanding and helpful , fast foward since I had not worked I had no money pay first installment I reached out to ask for double debit Lindelani said that was not allowed , then I Emailed the institute I asking them cancell for me andevèthe ĺoan and I made it clear to them I will be liable for interest charged or admin fees to my surprise Manati has not paid anything to the school and they emailed the school and asked to block me from , which I was never planning to go I further enquired which I was told when make payment they the institute , and if I want to cancell I must pay the whole 18600 to them which they failed to pay the institute all in all I was suppose to pay them which interest and then they pay the institute , but since I work with personal loans I definelty know that when a loan is approved and you say disbursed it means it's paid , not that it will be paid after you debited my account . So since there's no disbursed I thought to myself so maybe they where protecting themselves incase you don't pay that's where affordability comes in place when you offer a person a loan so then I was not able to pay and I canceled and you have never disbursed the amount it's save on both sides . Rather invoice me for interest or admin fee but apparently Lindelani keeps harassing me he needs the full 18600 loan which was never disbursed in the first place . Anyone who entee in contract with Manati be really careful cause no one will call to explain you will only get congratulating you on the student loan , when the loan has been disbursed you fully liable for the payment so if it's not disbursed yet ? In simple terms Manati needs my installment yo be able to pay for the course which means they are a company that negotiate terms for at the institute and debit .