Nuhaa S

6 months later and credit score worse than before I started with them

I have been using them for 6 months. After about a month or two my credit score actually dropped by OVER 30 POINTS. It went down every single month since November 2025, besides one month where it went up by 4 or 5 points. 6 months later I am now in a WORSE position than when I started with them, even though I’ve paid every single month on time, almost 27 points lower than before I used them. They told me to give them 3 months and it’s been 6 months with nothing. I’m so disappointed, wish I never used them. I’ve used other credit builders before and only had good experiences, so thought I’d try them after paying off debt. I’m so annoyed that I used them. Thank God I only did 12 months.