TS
Taswell S
Active since Jan 2016
9
Reviews
0
Industries
Reviews
9 reviews2 months ago
DebiCheck Registration Fee Linked to Loan Application – Serious Disclosure Concerns
I am posting this review in the public interest. A DebiCheck mandate for R250.00 was processed under the name “NCQWIEKFIN” in connection with what appeared to be a loan application process linked to Qwiekfin. The amount was later refunded, but the underlying concern remains. The issue is not the refund. The issue is disclosure and consumer understanding. The mandate related to a so-called “registration fee” and subscription service. However, the overall journey created the impression that one was applying for credit — not signing up for a paid directory or facilitation service. For financially distressed individuals actively seeking loans, that distinction is critical. DebiCheck confirms authentication of a mandate. It does not confirm that consent was informed, fairly presented, or free from potentially misleading context. When fees are embedded within what appears to be a loan application flow, consumers may not fully appreciate that they are paying for access rather than receiving credit. A review of other complaints on this platform suggests similar patterns of confusion and difficulty cancelling. While each case may differ, the recurring themes are concerning. Consumers seeking loans are often in vulnerable financial positions. Business models operating in that environment carry a heightened responsibility to ensure that fees, subscriptions, and the true nature of the service are clearly and prominently disclosed. I encourage anyone engaging with such services to read all terms carefully, verify exactly what is being purchased, and confirm whether a fee relates to actual credit provision or merely access to a database or referral platform. This review is intended to promote transparency and consumer awareness.
159 replies
4 months ago
WORST ONLINE CASINO
Worst online casino! Do not deposit. Do not trust them.
0 replies
13 months ago
Disgraceful company
I've been trying for 2 years to get a payment. I have 4.70 USD showing in my balance and I want to withdraw for mobile recharge, but I cannot because there's a message saying I have not reached the minimum 3.00USD. How is that possible? I don't recommend any institution to work with this customer.
0 replies
33 months ago
Most horrible experience at Pick 'n Pay Vangate Mall
After a week of pondering whether to write this review or not - I had eventually arrived at the decision to actually go ahead - this came after hearing from another person of their horrible experience and how they too became victime of the disgusting and ill conduct from the staff and ‘management’ at “PICK ‘N PAY VANGATE MALL”. On the 30th of June 2023 at around 6.30pm, my friend and I attended Pick ‘N Pay Vangate Mall where I had intended to purchase a handful of items required at the time. After getting all the items needed (which were 6 items), I proceeded to the till point. Before the cashier started to ring up the items, I enquired whether it may be possible to check the balance of a Pick ‘N Pay voucher I received and used a few months ago but could not remember what balance was available. The cashier blatantly responded that “No, they don’t do that here. They don’t check the balance of vouchers.” I responded to ask whether or not it is that they DO NOT do it or they CAN NOT do it. She went on to state that they do not do it. A man then came up behind the cashier and aggressively leaned over to me and asked if there was a problem here. I asked who he was and that I would like to speak to the store manager. He said his name is Roloff and he is the store manager, however later on he said his name is Johan. I explained to the ‘store manager’ that I enquired with the cashier if she could check a balance on a voucher that I had and she said they don’t do that here so I’m trying to find out if you guys don’t check it or you cannot check it. The ‘store manager’ rudely then said “Listen, if she said we don’t check it then we don’t and if you don’t stop arguing then I will refuse you service”. The cashier then proceeded to call another shopper behind me in the queue and started to serve him. I asked the ‘store manager’ whether he could see what was happening and if that is at all correct because I had never said I’m done and not paying for the items I had. He then began taking the basket of items I had and said he will not be serving me. I was so dumbfounded I hardly had any response to what was happening. I told the ‘store manager’ that I seriously just need the 6 items in the basket and then I’ll leave. He then said “Good, just pay and get done”. Never in my life had I experienced such distasteful and menacing service, moreover not from a once distinguished retailer such as Pick ‘n Pay. It is sad how such a former giant in the retail industry had shrivelled into an organisation festered with unprofessional and rude individuals who represent the brand. It is a complete shame. In fact, it is completely discriminatory and a clear example of bad business practices. Something I would never have thought would be representative of Pick ‘n Pay who I’ve shopped with for more than 10 years.
191 replies
37 months ago
DO NOT PURCHASE
DO NOT PURCHASE a vehicle at this *********, thieving and ********* excuse of a dealership, AUTO HOT SPOT (registration number 2010/159087/23)! In 2019, I purchased a Citroen DS3 via bank finance at a value of about R134 000 (costs included). Around July 2020 I had taken the vehicle to 2 noteworthy car assessors in Cape Town which had both pointed out defects at the left rear side of the vehicle which I had only noticed after they informed me how to check because it was covered up with repair work. I immediately contacted the dealership and requested a meeting with the owner (Tian Cloete). When I attended the meeting Tian test drove the vehicle and asked what I wanted for the car. I said I want it returned and he then said I should send the vehicle service book and we will discuss from there. No further communication was received. I then went to the dealership and spoke to Tian about the matter once again in around October 2020. I told him that I could not get a fair price for the vehicle because of the damage. He offered to pay me R55 000 for the vehicle and said I must prove it was in an accident or had been damaged. This was extremely facetious simply because it was about a year after he sold the vehicle for about R134 000 as noted and then offered R55 000 for it. Moreover, during the sale they force you to take out a warranty even though this is ********. And on top of that, I had also discovered that the left rear window had been replaced through an insurance claim in 2018 which had also not been disclosed to me. In November 2020 I took the vehicle to Dekra for a full inspection and it was officially confirmed that damaged had occurred to the left rear area of the vehicle and that repair and paintwork had been conducted prior to me taking possession of the vehicle and they also explained the shoddy work done to hide the damage would usually reveal itself after a period of months. Again, none of this was disclosed to me. Coincidentally, the only thing that was disclosed was that the petrol cap (which is at the rear left side of the vehicle) had to be replaced because there was a technical error with it. Tian refused to settle the matter amicably and I was left with initiating civil claim proceedings at the Bellville Magistrate's Court in around April 2021 - Case No. 4851/2021. After nearly two years of civil litigation, multiple attempts of the dealership/Tian to delay and derail the matter, basically +R150 000 in legal fees, and numerous other costs, my case had finally received judgement on 28 February 2023 after the dealership/Tian was not able and/or not willing to provide the details and records of the vehicle as it had entered the dealership. In essence, I had been awarded payment of the amount of about R136 000 plus interest of around R19 000, as well as costs of suit. To this day, 30 days later, no payment has been received from the dealership/Tian and I am now left with escalating the matter for execution by obtaining the necessary warrant to attach and sell the assets of the company. A ******** case against Tian will also be pursued and a number of other actions will begin to take place and be initiated. I would definitely not recommend purchasing a vehicle or doing business with this dealership and/or Tian Cloete because you have a high chance of being taken for a 'ride' and purchasing a vehicle that was possibly written off and repaired and then sold to be in excellent condition. For further proof and information on this matter please feel free to query. But again, by all means, DO NOT ENTER this dealership if considering purchasing a vehicle. It is also possible that all the 'good' reviews on here were done by family/friends and are **** reviews.
0 replies
37 months ago
DO NOT PURCHASE
DO NOT PURCHASE a vehicle at this *********, thieving and ********* excuse of a dealership, AUTO HOT SPOT (registration number 2010/159087/23)! In 2019, I purchased a Citroen DS3 via bank finance at a value of about R134 000 (costs included). Around July 2020 I had taken the vehicle to 2 noteworthy car assessors in Cape Town which had both pointed out defects at the left rear side of the vehicle which I had only noticed after they informed me how to check because it was covered up with repair work. I immediately contacted the dealership and requested a meeting with the owner (Tian Cloete). When I attended the meeting Tian test drove the vehicle and asked what I wanted for the car. I said I want it returned and he then said I should send the vehicle service book and we will discuss from there. No further communication was received. I then went to the dealership and spoke to Tian about the matter once again in around October 2020. I told him that I could not get a fair price for the vehicle because of the damage. He offered to pay me R55 000 for the vehicle and said I must prove it was in an accident or had been damaged. This was extremely facetious simply because it was about a year after he sold the vehicle for about R134 000 as noted and then offered R55 000 for it. Moreover, during the sale they force you to take out a warranty even though this is ********. And on top of that, I had also discovered that the left rear window had been replaced through an insurance claim in 2018 which had also not been disclosed to me. In November 2020 I took the vehicle to Dekra for a full inspection and it was officially confirmed that damaged had occurred to the left rear area of the vehicle and that repair and paintwork had been conducted prior to me taking possession of the vehicle and they also explained the shoddy work done to hide the damage would usually reveal itself after a period of months. Again, none of this was disclosed to me. Coincidentally, the only thing that was disclosed was that the petrol cap (which is at the rear left side of the vehicle) had to be replaced because there was a technical error with it. Tian refused to settle the matter amicably and I was left with initiating civil claim proceedings at the Bellville Magistrate's Court in around April 2021 - Case No. 4851/2021. After nearly two years of civil litigation, multiple attempts of the dealership/Tian to delay and derail the matter, basically +R150 000 in legal fees, and numerous other costs, my case had finally received judgement on 28 February 2023 after the dealership/Tian was not able and/or not willing to provide the details and records of the vehicle as it had entered the dealership. In essence, I had been awarded payment of the amount of about R136 000 plus interest of around R19 000, as well as costs of suit. To this day, 30 days later, no payment has been received from the dealership/Tian and I am now left with escalating the matter for execution by obtaining the necessary warrant to attach and sell the assets of the company. A ******** case against Tian will also be pursued and a number of other actions will begin to take place and be initiated. I would definitely not recommend purchasing a vehicle or doing business with this dealership and/or Tian Cloete because you have a high chance of being taken for a 'ride' and purchasing a vehicle that was possibly written off and repaired and then sold to be in excellent condition. For further proof and information on this matter please feel free to query. But again, by all means, DO NOT ENTER this dealership if considering purchasing a vehicle. It is also possible that all the 'good' reviews on here were done by family/friends and are **** reviews.
0 replies
120 months ago
What a Thieving Money-Stealing Company!
<p>On 6 June 2016 I purchased at Mr Price Vangate Mall for the first time on my account. I was told that if my transaction comes to R500 or more I receive R150 discount, and so I purchased 3 items to the value of R549.97 and received R150 off making total R399.97. </p> <p>The next day I returned two items because it was wrong size, their value was R169.99 and R229.99. I exchanged the R169.99 for an item the same value and exchanged the R229.99 for a R249.99 item. When the transaction was made the discount I received from the previous day was taken off my account and the value of 109.80 was added onto my account.</p> <p>I ended up bringing back two items valued at R290.18 (R399.98 minus R109.80 discount) and ended up being charged full price for the items I took i.e. R399.98.</p> <p>On 8 June 2016 I contacted the customer service centre and they said I should speak to the store. After discussing with the store one lady Corey-Anne said she has spoken to the accounts people and they can correct the matter if I come into the store. On Friday 10 June I went into the store but Corey-Anne wasn't there but she spoke to the other staff about it. The reception I however got from the other staff was so cold and horrible and after waiting nearly 30 minutes for them to get the receipts, they ended up arguing with me that I was wrong and they told me there is nothing they are going to do because it is a system thing and they were not going to help any further. The manager Baahir was so rude that he told me that he doesn’t care what happens because it’s not his account and not his money so why should he worry.</p> <p>On 11 June I contacted the customer service centre again and this time an agent assisted me who saw the error and after a while advised that she has processed the correction and that the amount of R109.08 has been reversed from my balance.</p> <p>I however feel so disgusted and betrayed that a company can go around giving promotional discounts and the staff in the store has this autonomy that they can just put their hands behind their backs and not help at all.</p> <p>Will never be buying from this horrible shop and I urge any and all investors to stay away from this company.</p> <p> </p>
106 replies
121 months ago
Good value
I had my Opel Corsa at KC Auto on monday 18/03/2016 because of a faulty oxygen sensor. I dropped my vehicle there in the morning, they dropped me at work, called me later in the day and informed they can get the part from johannesburg at a reduced cost but the vehicle would have to stay over. I agreed. They sourced the part at about a third of the price that other dealerships in Cape Town were asking. The only thing is there was no real explanation given as to why the oxygen sensor went faulty in the first place or what other problems might have caused the issue, so it is more than possible that the problem can occur again. But thus far up until today car is driving good and would definitely recommend KC Auto to anybody.
0 replies
125 months ago
Unnecessary Sundry items added to Account
In light of the interest rate increase at the end of December, the installments of my vehicle finance loan has changed. This added interest has been added into my installment over the remaining periods of the loan, which is correct. However, what Absa did was not only increase my installment to make up the increase in interest (which I'm fine with), but they also charged a sundry amount of R938.87 to my December account. So what this means is that they adding the amount of the interest upfront and also deducting it in my installment over the period of the loan.<br> This is absolutely pathetic and all I got from the service line was that it was not added meanwhile it clearly shows on my account. I am yet to have this corrected.
75 replies
Review Distribution
5 Star
0 (0%)
4 Star
0 (0%)
3 Star
1 (11.11111111111111%)
2 Star
1 (11.11111111111111%)
1 Star
7 (77.77777777777777%)