Spotaloan.co.za
2.1|59 reviews
TT
Truth T
1 reviews | Active since Member
19 Sept 2025, 18:41
Misleidende diens en onregverdige fooi vir leningshulp.
Misleidende diens en onregverdige voorafbetaalde fooie vir n so called lenings ens.
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Replies (53)Spotaloan.co.za's replyOfficial
22 Sept 2025, 12:24Dear Truth T, thank you for you response. We always appreciate the feedback; however, we are unable to address your concerns as we cannot pick you up on our system to address your matter directly.
We can address the following :
1. The fee that you pay is not an admin fee but a subscription to our services payment.
2. As per all our documentation that would have been signed by yourself states, neither an employee of Spot A Loan or the Company can guarantee you a loan.
3. We do a pre-approval when we start working with you and on that we accepted your application.
4. It also states on all our documents that the final decision is with our approved credit providers and their terms and conditions apply.
5. On a total decline, as per the services to be rendered, we send yo a detailed consumer report and an action plan.
6. We have seen clients being declined due to the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
We urge you to contact our offices so that we can address your matter with you directly.
Kind regards
The Spot A Loan Team
We can address the following :
1. The fee that you pay is not an admin fee but a subscription to our services payment.
2. As per all our documentation that would have been signed by yourself states, neither an employee of Spot A Loan or the Company can guarantee you a loan.
3. We do a pre-approval when we start working with you and on that we accepted your application.
4. It also states on all our documents that the final decision is with our approved credit providers and their terms and conditions apply.
5. On a total decline, as per the services to be rendered, we send yo a detailed consumer report and an action plan.
6. We have seen clients being declined due to the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
We urge you to contact our offices so that we can address your matter with you directly.
Kind regards
The Spot A Loan Team
Best regards,
Spotaloan.co.za's reply22 Sept 2025, 12:24
Official
Dear Truth T, thank you for you response. We always appreciate the feedback; however, we are unable to address your concerns as we cannot pick you up on our system to address your matter directly.
We can address the following :
1. The fee that you pay is not an admin fee but a subscription to our services payment.
2. As per all our documentation that would have been signed by yourself states, neither an employee of Spot A Loan or the Company can guarantee you a loan.
3. We do a pre-approval when we start working with you and on that we accepted your application.
4. It also states on all our documents that the final decision is with our approved credit providers and their terms and conditions apply.
5. On a total decline, as per the services to be rendered, we send yo a detailed consumer report and an action plan.
6. We have seen clients being declined due to the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
We urge you to contact our offices so that we can address your matter with you directly.
Kind regards
The Spot A Loan Team
We can address the following :
1. The fee that you pay is not an admin fee but a subscription to our services payment.
2. As per all our documentation that would have been signed by yourself states, neither an employee of Spot A Loan or the Company can guarantee you a loan.
3. We do a pre-approval when we start working with you and on that we accepted your application.
4. It also states on all our documents that the final decision is with our approved credit providers and their terms and conditions apply.
5. On a total decline, as per the services to be rendered, we send yo a detailed consumer report and an action plan.
6. We have seen clients being declined due to the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
We urge you to contact our offices so that we can address your matter with you directly.
Kind regards
The Spot A Loan Team
Best regards,