Weak policy and Racist operators

So my email has been spammed with think money provisional approved emails 1 every day to be exact. So I naturally applied and a lady called me within a minute for an insurance I will need in order to get approved which was approved. Then think money calls me and immediately after the caller knew my race he started talking in a different tone asked me a questoin about how I recieve my income and when I said forth nightly because the project that we work on pays out forth nightly he immediately said their policy does not accept the way my income is paid in funny how my bank gives me a loan...