Worse medical aid

I hate this medical aid. It's expensive and it is not a benefit for me at all. You end up going to hospitals and still end up with a bill at the end. It is compulsory for me to be on it...but geez it's really not beneficial. I think it's only a money making scheme and it sucks. I can't even afford my kids on it. Seeing a doctor 6 times a year for so much money you pay for every month.