Be aware of this company Advance Credit Union and do not fall for this

I received a SMS from a number +27604027832 that indicated that I can apply for a Cash loan at Advance Credit and I should phone or whatsapp 0630294046. I phone the number and the lady explain how it worked and asked me to send a blank email to info@advancecu.co.za and info.advancecu@gmail.com . They then send me 2 emails, one with the Loan agreement and the Loan option table. Seeing that I did not have a print the complete the Loan Agreement I just had to fill in my information on the email and which loan I want and over which period and send it back. The rest of the time all communications was done via whatsapp. I was approved for the load of R200 000.00 without me sending them Pay slips or bank statements. The Document I received was from Advance Credit Loans and KD Chabane Attorneys. Only then they ask for bank statements and pay slips Then I was requested to pay loan insurance for R6850 before they can transfer the money into my account. I explained that I do not have that money available to transfer. The lady then told me that if I only pay 50% of that R3300 they will proceed with the transfer of R200 000 to my account and I can then pay the rest of the outstanding insurance money once I receive the money in my account. I had to pay that money into E Magida, Capitec, Account Number: 171152858, Branch Code 470010 and use my name as Reference. At that point I send them pay slips of 2019 and bank statements of 2019 as that was all I had with me and they approved it and send me the final document I had to sign and return. This document I received was from Andre Heinrich Attorneys. I signed the documents and then I received and sms that the money was transferred into my account from and ABSA account. Today when I check the money is still not reflecting, when I ask the lady why not, she said the Reserve Bank is not releasing the money due to the shortfall on the insurance money and I will have to pay the rest of the R6850 and only then they will transfer the money immediately. That is where I realised this must be a scam and I phone ABSA Fraud department explaining all the above. The next day they said that did an override and can transfer the money once I pay R25000 for the VAT that is refundable once I start paying back my first instalment. I told them that I do not want to deal with them anymore and they must pay back my R3300, they then said I must by R2200 to cancel the agreement before they can refund me, telling them they can deduct that from my R3300 they said it is against the company policy. If I do not pay the R2200 then there is nothing they can do. What a load of nonsense.