Beware of ****mers

I app**** for a loan and surprisingly they approved me although I had a poor credit record everything went really quick, submitted documentation and all, and then boom, they required me to pay a large fee as insurance protection that is Refundable so they say, but this was not mentioned upfront and the payment confirmation that was send is **** as well. I knew something was up due to the low installment that could not be correct. People be warned by this company.