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I app**** for a R50 000 loan out of desperation for my son's studies and was approved, upon signing the agreement I was told to pay an insurance fee of R3850 because credit score was a bit low, I paid it, then I was told to pay a clearance fee of R4500 to release funds, I paid it! I was promised to receive funds immediately, nothing! I was then told I need to pay another 3700 for acceptance... Mind you all paperwork looks legit from cubic and African bank, I have proof with stamps etc. It's a ****... I unfortunately fell into it out of desperation