1 reviews | Active since Member
Five years ago, I was drowning in debt, paying off one credit card with another, and sometimes taking out payday loans to make it to the end of the month. It was a profoundly humiliating experience, because I was a professional making good money and it felt as if I should have known enough about finances to make better choices. I used to wake up in the middle of the night with panic attacks and it seemed as if there wasn't a minute in the day when I was not worrying about money and supporting my family. I finally contacted SDC in desperation, because they seemed to get the best reviews of the debt counselling services that I researched. I should have done it a lot earlier. They were incredibly friendly and helpful, and responded to every single one of my enquiries in record time and in an endearingly personal way. One of the first things they said to me is not to be ashamed, and that there are many other people in the same situation. Just acknowledging my feelings in such a human way already lifted a huge burden off my shoulders. They explained to me exactly what to do, in the simplest possible way, and then they took charge of my finances by arranging remarkably generous payback terms with all my creditors. They kept me up to date every step of the way - honestly, it felt more like talking to an Alcoholics Anonymous sponsor than a financial agency. Eventually they presented me with a surprisingly low sum of money that I would need to pay back every month in a single instalment. It was as if I was a walking dead man who had been brought back to life. Now, five years later, I am a few months away from finally settling all my debt. They contacted me with all the information I need to wrap things up, and they seemed genuinely pleased for me. They are doing all the work that needs to be done for me to get my clearance certificate - getting the final settlement letters from creditors, issuing the clearance form, ensuring that my debt review flag is removed from my name. They have promised to send me a document showing all they money I have saved over the years on instalment and interest, and even to give me some guidance on how I can restore my credit record going forward. I never paid any hidden fees - they were incredibly up-front about exactly what I would be paying, and to whom. My overall sense is that this company takes genuine pleasure in helping people who find themselves in a desperate fix. I cannot recommend them highly enough. If you are drowning in debt, don't hesitate for a second - contact SDC. You'll see, it will change your life.
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