Illegal company driver causes major collision to motorbike driver

Last night, on my way home from a hectic work week & looking forward to my first weekend off in months, an illegal driver (non SA drivers licence), pulled infront of my motorbike, causing a serious collision. My bike, which was to be sold this weekend, is a write off! The driver provided his boss’ contact details. My father came to the scene. Die to me being in a state of shock and already in some pain, after an Isuzu bakkie wrapped itseld around me, my father called the owner of EMC Training and Consulting who was most accommodating over the phone and aince her illegal driver , who took the work bakkie without her knowledge, had admitted he was In the wrong , the owner agreed to pay all costs towards my bike and further advised that should any medical bills arise from this accident, she would cover all the costs. Naturally I was relieved and it somewhat took away a certain amount of anxiety from previous minutes prior to the telecon. On waking this morning, I was unable to move my wrist a mechanic, who needs the use of both my hands. This is now not only affecting my transport, my health but also my job. For a company like this, who according to their website specializes in the training of safety, I find this incredibly ironic. Which insurance pays for third parties medical bills and which business insurance pays out, when a driver is illegally driving a vehicle? An entire 24hrs wasted of my of weekend and tomorrow more phone calls to family members to try get financial assistance to afford me to get my wrist seen to and for x-rays. Why should all of this additional stress and worry be on me, when I have witnesses and am not the cause of the accident? Why would one deliberately put another through all of this? All I was hoping for was an amicable resolution. Now a long battle ahead it seems & I have to try squeeze money from wanting upfront for their payment