****, ****, ****MERS

****mers, stay away dont answer or agree to anything.these people will call aggressively and promise to restructure your debt and that your credit score wont be affected. Then they put you under debt review and in my case the application was rejected by the bank. They then send a notice to the creditors that i was not co operating and did not pay whilst their application was rejected. Then they dont respond back and they dont remove the the flag on your credit report