y only fnb

<p>I was on dept review and went of dept review 2013 .I got my 17.4 form and email and fax it to all my accounts(fnb,Absa,nedbank and standard bank).I had a home loan,credit card and a overdraft by fnb bcs  I was behind on payments on my home loan for several months, so fnb ask me to go  on and off dept review and make a agreement both parties(me and fnb) agreed on and I kept my promise ,more then a year ago my home loan was up to date 4months ago I'm dept free home loan up to date but I'm still on a risk4 by fnb all the other banks I'm a risk0 now I'm asking the ? Y only fnb.</p>