SUNDRY ITEMS CHARGES TO THE VALUE OF 50K FOR WHAT???

I went on to debt review in 2023 but purchased my car in Feb 2021 and finance went through ford credit. I wanted to settle my car recently as my company was going to provide me with a company car and came to the realization upon in depth viewing of my statements after I found out that the settlement on my car has only decreased by R50 000 from December 2022. I noticed Sundry item charges added to my statements from the period of November 2021 to February 2023 occurring almost every second month. Some amounts are even as high as R8600 per month the total Value of those amounts are R43658.88 additional when the debt review company took over an additional R59 030.77 was added, that I will take up with the debt review company. Initial purchase of my car was R409 636.74 and interest was R101 285.16. Now as per statement the capital value of my car shows R443 314.87 and interest show R203 974.81. On top of that upon spending an hour and 20min on the phone with a consultant asking what the Sundry items are for he kept on going back to payments missed of which I have proof that the debit orders went off my account and not giving me answers on the the initial Sundry Item question, these payments have not been allocated. I have sent through again all the statements that shows those two payments that the consultant referred to has however gone off. The other two non payments that he referred to was when I joined debt review, which I will also sort out with the debt review company. Most shockingly is when our call initiated with the consultant he said that I was in the green with payments. I want answers on these Sundry item charges and have been waiting two days now just for a simple answer/explanation. This can absolutely not be because of the fluctuating interest rate and inflation for a period of 15 Months, where the interest rate was never more that 9.01% in that period!