**** ALERT! **** TO AND CREDIT SCORE DAMAGED!

DO NOT TRUST GEMIN MOTORS OR "MR BUCKS"!

I saw their ad promising to help blacklisted people get a car, so I contacted them. I spoke to a guy named Bucks and was very clear: "Will this be a hard check that hurts my score?" He rep**** looking me straight in the eye (figuratively) and said NO, it's only a soft check with no major impact.

I did the application based on that lie. Then... NOTHING. Bucks completely ghosted me. No call, no email, no "sorry you didn't qualify." Just radio silence. Even asked him, but he was 'busy' to respond all of a sudden.

Day later, I check my credit report and find a HARD ENQUIRY from Gemin Motors! My score has dropped significantly because of their lie. This led me to believe they specifically prey on people with bad credit, lie to get their consent, trash their score even more, and then vanish.

This is a predatory and disgusting practice. They made my situation worse. Save yourself the hassle and damage—stay far away.