1 reviews | Active since Member
I have received multiple emails from HP Attorneys between 29 April and 7 May 2026 regarding an alleged FNB credit card account (Ref: HP10951092). Each email, from different representatives, requested personal information such as ID number, date of birth, address and contact numbers, allegedly for POPIA compliance.
Despite several written requests, HP Attorneys has not provided any of the documentation required to establish lawful authority or verify the existence of any enforceable claim. This includes: proof of mandate from FNB, the original credit agreement, a complete and itemised statement of account, the date of last payment or acknowledgment, and a POPIA‑compliant disclosure identifying the lawful basis for processing my personal information and the source from which it was obtained.
In terms of sections 11–12 of the Protection of Personal Information Act, personal information may only be processed for a specific, lawful and explicitly defined purpose. No such purpose has been demonstrated. In addition, debts of this nature prescribe after three years in terms of section 10 read with section 11(d) of the Prescription Act 68 of 1969, and HP Attorneys has provided no evidence that prescription has been interrupted.
I have formally instructed HP Attorneys to cease requesting personal information and to refrain from further collection activity until the required documentation is provided. I have also reserved all rights to refer the matter to the Information Regulator, National Credit Regulator and Legal Practice Council should the conduct continue.
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