Is ICS, Interactive Credit Solutions, a Durban based company, just another SCAM?

Last year I noticed money being debited from my bank account for a company I didn't recognise. The descriptor was just 'ICS Member'. I couldn't place the name or link it to any service I had received. When I saw the debit again I went to my bank and asked them who it was. They couldn't find the name but reversed the transaction. Bering buys at the time I don't follow through on finding out the identity of the company and so I put the issue on the back burner. Recently I noticed the debit again. This time the bank traced the debit to ICS, based in Durban. I called them and found out what they supposedly offer - services I had never used. After asking the 'agent' to stop the debit order which he assured me was done, I did remember such a company calling me out of the blue, as they do, and trying to sell me their services over a year ago. I don't recall the details of the conversation, but as the agnate had invited me to do, I could visit their office in Durban to listen to the recording of the conversation which they say proves I signed up for their service. Is it even legal to cold call people and use the calls as binding contracts? Whatever the case may be, I don't recall signing up for their 'services' and I still don't know what they actually do - listing their services as 'legal assist', 'holiday assist', student assist' etc. So now I am still trying to end their debit orders from my account which amount to R398 per month - for NO SERVICES RENDERED! And when I called them again this morning, I was told by the 'receptionist' that she was putting me through to their accounts department - the transfer simply ended in a silent line with no-one on the other end. It seems very likely to me that ICS, Interactive Credit Solutions, a Durban based company, is just another SCAM. I am in the process of finding legal advice to get all my money back and expose them as fraudsters.