Lyfestyle Vacation Holiday club

Good Day I'm Trying to cancell my contract with Lyfestyle for six years I send them emails after emails for cancelation I can't afford them its not money I owe them. I'm the only person that's the breadwinner I can't afford them never use the holiday and for this 6 years they put me on the Credit Bereu so I can't apply know where It appear in this year January please assist me can't afford for a lawyer. I don't know where to go for help please help me this is what they send me You are in breach on yourLLVC004502 membership, you have 20 business days to rectify your accounts, failing which we will proceed with cancellation