This Warranty is Absolutely Useless – Don’t Waste Your Money!

This is by far the worst insurance experience I’ve ever had. The so-called “Mother Warranty” from Motorvaps / Mother Financial is a complete rip-off. I’ve been paying this policy since 2021, thinking I was protecting myself from expensive car repairs. What a joke.

When I finally had a legitimate breakdown in August 2025, I submitted everything they asked for , full diagnostic report, dealership quote, photos, and all supporting documents. The total repair cost was around R14,500 for items that are clearly listed as covered in the policy (cooling system, overheating, water pump, etc.).

Guess how much they paid? R1,875! That’s it. A pathetic amount that doesn’t even begin to cover anything. So basically, after years of paying for cover, I had to fix the car out of my own pocket anyway.

This company gives the impression that you’re protected, but when it’s time to claim, they’ll look for every excuse to pay you almost nothing. It’s a waste of money, time, and trust.

I regret ever signing up for this policy. Please, don’t fall for it. It’s one of those “too good to be true” warranties that vanishes the moment you actually need it.

Avoid Mother Warranty / Motorvaps at all costs.