Scores reflect the Overall AI Score for each category
Based on recent customer reviews, Mukuru delivers a sharply polarised customer experience. While a core group of named agents consistently earn high praise for exceptional, personalised service, the business is significantly undermined by chronic communication failures, unresolved billing disputes, and opaque compliance processes. Customers frequently describe feeling trapped, ignored, or financially disadvantaged when issues arise, particularly around card blocks, failed transactions, and refund delays.
Replied to 87% of negative reviews
Reply time on negative reviews: 13 hours 35 min
TrustIndex
0
Ranking
#8
in Payments & Fintech
Avg Reply
12h 16m
NPS Score
-4
Recommended: Unlikely
Replied to 87% of negative reviews
Reply time on negative reviews: 13 hours 35 min
May '25 - Apr '26
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Jan 2020
I had a query on charges which were being made to the recipient and Lelethu managed to take me through on what had transpired and even giving feedback after she made the investigation on what was happening and i believe all of this is because of the new monetary policy which now is in use in Zimbabwe
1 reviews | Active since Jan 2020
I had a query on charges which were being made to the recipient and Lelethu managed to take me through on what had transpired and even giving feedback after she made the investigation on what was happening and i believe all of this is because of the new monetary policy which now is in use in Zimbabwe
1 reviews | Active since Jan 2020
Very disappointed with the service I received from Mukuru today. I have collected money through Mukuru more than three times before without any issues. However, today when I went to collect my transfer, I was informed that my voucher had been flagged for compliance and that both the sender’s ID and my ID as the registered recipient were required. What was extremely frustrating is that I was told there is no time frame for the compliance process. This meant I could not access funds that are urgently needed, especially as we currently have a patient in hospital. The matter was handled by the compliance department through Zimkitha and Tinashe, but the assistance provided was very poor. There was no clear explanation of the process and no timeline given. What is even more concerning is that customers have no direct way of contacting the compliance department. The only way to communicate with them is through branch staff who use Microsoft Teams, which leaves the client with no direct channel to follow up or get clarity. WorldRemit has already confirmed that the funds were successfully released on their side, yet the delay occurred with Mukuru. Clients deserve competent assistance, transparency, and clear communication when compliance processes affect access to their funds. I request that this matter be resolved urgently. If this issue is not addressed promptly, I will have no choice but to escalate the matter to the relevant consumer protection authorities.
1 reviews | Active since Jan 2020
Very disappointed with the service I received from Mukuru today. I have collected money through Mukuru more than three times before without any issues. However, today when I went to collect my transfer, I was informed that my voucher had been flagged for compliance and that both the sender’s ID and my ID as the registered recipient were required. What was extremely frustrating is that I was told there is no time frame for the compliance process. This meant I could not access funds that are urgently needed, especially as we currently have a patient in hospital. The matter was handled by the compliance department through Zimkitha and Tinashe, but the assistance provided was very poor. There was no clear explanation of the process and no timeline given. What is even more concerning is that customers have no direct way of contacting the compliance department. The only way to communicate with them is through branch staff who use Microsoft Teams, which leaves the client with no direct channel to follow up or get clarity. WorldRemit has already confirmed that the funds were successfully released on their side, yet the delay occurred with Mukuru. Clients deserve competent assistance, transparency, and clear communication when compliance processes affect access to their funds. I request that this matter be resolved urgently. If this issue is not addressed promptly, I will have no choice but to escalate the matter to the relevant consumer protection authorities.
1 reviews | Active since Jan 2020
I logged a complain about my blocked card and last transactions missing, then this early morning I received a call from Bruce Msweli and he assisted me with such professionalism, kindness, understanding and most of all speed of service, thank you so much Bruce. Mukuru support needs more people like you,Showlast appreciates you
1 reviews | Active since Jan 2020
I logged a complain about my blocked card and last transactions missing, then this early morning I received a call from Bruce Msweli and he assisted me with such professionalism, kindness, understanding and most of all speed of service, thank you so much Bruce. Mukuru support needs more people like you,Showlast appreciates you
Based on recent customer reviews, Mukuru delivers a sharply polarised customer experience. While a core group of named agents consistently earn high praise for exceptional, personalised service, the business is significantly undermined by chronic communication failures, unresolved billing disputes, and opaque compliance processes. Customers frequently describe feeling trapped, ignored, or financially disadvantaged when issues arise, particularly around card blocks, failed transactions, and refund delays.
Mukuru's biggest strength, according to Hellopeter's AI analysis, is Customer Service & Professional Guidance. Named agents like Bruce Msweli, Shepherd Munjari, and Lelethu are consistently praised as exceptional, patient, and proactive. Customers describe them going above and beyond to resolve complex issues with professionalism.
The most common complaint about Mukuru, based on Hellopeter's AI analysis of recent customer reviews, is Communication & Responsiveness. Customers report being ignored for weeks, receiving scripted responses, and having no direct access to key departments like compliance or fraud. Escalations frequently lead nowhere.
Mukuru ranks #8 in Payments & Fintech on Hellopeter with an overall AI Score of 2.9 out of 5, compared to the industry average of 2.8. Its strongest theme is Service & Guidance at 3.6; its weakest is Communication at 2.4. Best-in-class for Payments & Fintech is FDC Group (4.8). How is the AI Score calculated? →
Mukuru has a TrustIndex of 0 out of 10 on Hellopeter, based on 87 reviews in the last 12 months. They reply to 87% of negative reviews, typically within 13 hours 35 min. Hellopeter has tracked Mukuru across 433 total reviews. How is the TrustIndex calculated? →
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