I was coerced into going ahead with debt review

September 2024; I had fallen behind on my accounts and going through a divorce overwhelmed with finances going forward a friend adviced me to go for debt review. During application the amount I was sent the document which details how much they are going to save me, and my account payments. So I made a phone call telling them the accounts included 2 of them I was not in agreement about especially on the concerning how much I’m praying per month meaning the totally monthly payment they have summed up is not true and going forward I am basically committing to long repayment terms that does not save me much. The person I talked with then talked percentages that left me believing they are actually saving me. But few months down the line I start to realise I committed to something out of big words, my own personal stress I didn’t make a right decision. So I then started paying my creditors myself and then look at how do I get myself out of this. Today I call them asking a copy of the court order. They said they only make an application haven’t gotten the court order requested them to send me the application form they made. I am shocked from what I’m seeing from the application 1. The income amount they wrote is less than my actual income 2. Deductions: the tax amount they wrote more amount that what I pay with over R3k, my pension fund contribution they wrote more than what I pay, they even mention I contribute to UIF of which I don’t. Making it seem like there are so many deductions from my salary making me remain with less money to cover my debt. 3. Expenses: I have 1 child and they wrote I have 2 children, and the amounts that they noted as my expenditure is way above what I spend. H