****mers

I was called by a lady called Nzwaki on the 4th of March 2026 saying she is from a company called NDA and they see that I’m being overcharged by my creditors. They would like to do a debt consolidation for me, where they would negotiate with my creditors for a lesser monthly instalment. So she calculated all my debts and amounted to a total of R12 000 if not R12 000 and something. She then continued to say that they would talk to my creditors and decrease that amount to R8000 and something and I would be saving a lot of money. I agreed to this and submitted my documents ID Copy, Payslip and Bank statement. So she said my bank will confirm this so when the bank showed that this is a debt review. I spoke to Nzwaki again, I called back and asked about this because now it appears a debt review and I do not want a debt review. She assured me that it is not a debt review, it is debt consolidation. I told her I want to cancel it she told me the cancellation department will contact me.I’ve been on their case since then trying for them to call me back and the cancellation department to contact me. When I tried to call them a lady told me that my name isn’t flagged yet so they would be able to cancel it and I should inform my creditors as well when they call me that I’m cancel the debt review so they can not proceed.. On the 14th of April a lady named Marcy from NDA called and I informed her that I’ve been trying to cancel the debt review and I’ve been waiting for their call to cancel it. I made her aware of my fear regarding this debt review. The fact that I won’t be able to use my credit cards, credit score ruined, open any credit cards or accounts for the next five years due to this and she assured me that they would refund me back if any of my money was deducted by them and my creditors because that it was happened on the 15th of April 2026..They deducted an amount of R8830 and my creditors as well deducted what was due to them.And now I’m left with no money.. I feel like I was ****med