Misleading financial “assistance” that resulted in unnecessary debt review and damaged credit profile

I am sharing this review to warn others about my experience with National Debt Group.

My financial situation was not bad, and I did not require debt review or financial rescue services. Despite this, I was repeatedly contacted and targeted by this company over several months. They presented themselves as a company that could assist with managing repayments and possibly reducing monthly instalments, without clearly explaining the full implications of their service.

At no point was it clearly disclosed to me that agreeing to their assistance would result in me being placed under debt review, especially when I did not need to be. I had been responsibly managing my finances and had worked hard to improve my credit record.

Shortly after providing my details, I was placed under debt review, which immediately impacted my credit profile. I was declined for credit almost instantly, and I am now restricted nationally due to debt review, all as a result of misleading information and a lack of proper disclosure.

Instead of providing genuine financial guidance, this company’s actions created financial harm where none previously existed. I believe their marketing and consultation practices are misleading, particularly for consumers who are financially stable but are led to believe they need this service.

I am formally requesting the following: • A full written explanation of how and why I was placed under debt review • Immediate assistance in removing me from debt review • Correction of my credit profile where possible • Confirmation that my personal and financial details are no longer being misused

I strongly caution anyone approached by this company to seek independent advice and ensure they fully understand what they are agreeing to before sharing personal or financial information.