Fraudsters

Just like Velcan, my account was debited by Pakcal via Digicash without my knowledge or consent. They also claim to be selling insurance products. I called the company and some dodgy sounding character who sounded like he was driving said he will call me back in an hour. I called back 5 hours later and the same thing happened. I am 100% sure that I have not taken up any insurance products with any insurance company and definitely do not know them. I suspect that they work with the Velcan who did exactly the same thing through Digicash. Nothing about any of these companies sounds legit. the reps are unprofessional, dismissive and unhelpful. I'm almost sure that this is fraud as non of the companies can tell me what the debits are for.