Tredoux Van Den Berg

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Hi, im in urgent need of help with my revolving loan through standard bank that has been handed over to SBM, never in my life have a come across such helplessness, im currently unemployed and struggling, i pay what i can when i can but seem to be stuck with debt that is never gonna get settled as the amount doesnt get less, infact it just goes up and up, no matter how many times i explain my situation i seem to get treated like a criminal and never get offered any solutions, like they do as little as possible, surely there should be a thing such as registering as a slow payer, PLEASE HELP