Active since Sep 2022
Formal Complaint: Chery Northcliff & FSP / Friends of Life (Underwritten by ABSA) I strongly advise against accepting any car insurance products offered by Chery Northcliff, particularly those associated with Friends of Life, FSP, or any insurance policies underwritten by ABSA. My recent experience has been a complete nightmare and reeks of inefficiency, neglect, and poor service. On 4 April, I was involved in a car accident. The vehicle was towed by First Help, who confirmed they are ABSA-approved. The car was then taken to Flora Auto Clinic, which is also ABSA-approved. Despite this, FSP has refused to pay for the towing services, offering no valid explanation. The vehicle was declared a write-off by the assessor and towed away again. However, nearly three weeks later, my claim still hasn’t been finalised. The claims handler, Teresa Kotze, has been unhelpful and evasive. She does not provide updates on the status of my claim. Refuses to CC me in relevant communication. Refuses to share her manager’s contact details when requested. Furthermore, they are not offering the full retail value of my vehicle and are deducting for damages on what was essentially a brand-new car. This is unacceptable. It feels like a deliberate attempt to delay, avoid transparency, and minimize payouts. I would urge others to stay away from any vehicle insurance affiliated with Friends of Life, FSP, or Chery Northcliff.
On requesting my DQ-track movement report I notice that there was no movement recorded from the 10th of September 2021 up until the 2nd of February 2022. Upon enquiry about this, I was very disappointed to hear that my Ctrack device was not working nor tracking for more than 4 months. I, therefore, was paying for a service that was not working, without any notification from discovery and was confused as to why it was not picked up. What does it mean to have a Ctrack device if it's not picked up that the device is faulty and not tracking or that no communication of battery is disconnected or stolen? This after Ctrack came out the 19/07/2021 and said nothing was wrong with the device. 3 months later clearly the device was faulty. I requested a refund for the time paid towards this service on the 27th of July 2022 . Discovery Insure management team responded after numerous follow-ups by my broker on the17/08/2022 to my complaint, that the last repair was done on 19/07/2021 and they made a decision not to refund as the tracking unit was in a working condition when it was removed on the 5th of August 2022. If it was working why was there no movement record between the above mention dates? On requesting evidence to support their decision, especially focusing on the above mention dates where no movement was recorded, myself nor my broker received a reply to date. If this is how a complaint gets addressed and I have been a loyal Discovery Insure client since 01/06/2016. I'm definitely considering moving my business to another insurance company
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