VRS - beware of their exorbitant Contract Cancellation Ts& C

I contacted VRS by email on 30th Aug 24 asking to terminate my contract; I received the following response:

"I trust you are well. This is just a follow up regarding the Undertaking for early exit agreement that was sent to you. Please note that the option to add the expiry date for December 2025, will only still be valid until 13/09/2024 Thereafter I will have to close this query and you will need to be re-quoted on the cancellation options. Please send me the proof of payment of the termination admin fee of R14432.54 (which is unaffordable for me as with a lot of other members) as well as the written exit notice before the above-mentioned date" So this exit becomes a vicious circle; VRS doesn't care if you are unemployed or struggling - VRS wants a full years monies for a cancellation of the contract. I read in someone called Alastair's comments that "VRS claim these contracts are lifetime memberships rather than being renewed after every 2 or even 3 years. He also mentioned that that after 7 years membership there is a supposed free exit from the scheme - which never happened when he requested it... And many other horror stories by other members! As I said above - a vicious circle to try & exit the scheme. Also claims that VRS start to victimize you as a member and threaten you with ongoing bills, legal actions and penalties" I have asked VRS to assist me timeously with some extended exit instalment terms iro the one year exit admin fee of R14432.54. - which is totally unaffordable for me!