Miss information by Xpert solutions and poor service and ruining peoples credits

Nonsense of a debt company. To begin with, I was never on debt or anything like that. The said they are calling me on behalf of the government with regards to helping individuals since covid hit us by storm. That’s why I took them. They only spoke about negotiating with my creditors regarding my interest rate, only to find out that they ****ing up my whole credit history. They got me on debt review and all. And my car instalment is like 25% of my income. They also advised that My credit score will not be affected because I will not be on debt review. When I spoke to them via WhatsApp and wanted to cancel the whole situation so I can pay my creditors directly they said they will call me but they never replied since. I spoke to MFC and they advised accordingly.

I was only left with about close to 4years to finish off my car and it went back to like 7+years after I spoke to XPert solutions. How I’m seven hells do I do from paying 2500 to paying 1100. That don’t make no sense because to begin with I was never struggling.

Anyone who can help with stopping this nonsense and they need to deal with the consequences of ruining peoples lives