Amp warranty scam and money stealers

Good day today I am warning every one about AMP warranty never agree to such a warranty when you purchase a vehicle from any car dealer its just a big scam , My car broke down and was send to a car repair shop to see what broke so they informed amp warranty about my brake down so they send sumone to inspect my car and just immediately they refuse to pay for my damage and their reason is that they dont cover wear and tear but in the booklet they states that they cover wear and tear and in the back of the booklit it also states they dont (but mechanical brake down is caused by wear and tear ) so they wil never pay out any funds because their reason wil alwys be they do not cover wear and tear , my engine damage is now standing at R23000.00 toe repair al of the damage and acording to my booklit for that amount I am coverd so please do not fall for there scam and you will never get your money back.