Failing to refund me

These people debited my account even though I paid off the creditors, they telling me stories and not refunding my R2100 and they also owe me R800 which didn't even reach the creditor, I guess they kept it for themselves

They are a bunch of ****mers selling you a dream of making you credit worthy, don't fall into this trap like I did. Just pay your accounts and you will be credit worthy there's no short cuts in life