D
Dmc3
Unclaimed Business
D
Performance(last 12 months):
Ranked In Financial Services
#69NPS Score
0Unlikely
Ranking
#69
in Financial Services
NPS Score
0
Recommended: Unlikely
Review Distribution
1|2 Reviews
Jun '25 - May '26
5(0%)
4(0%)
3(0%)
2(0%)
1(100%)
5(0%)
4(0%)
3(0%)
2(0%)
1(100%)
Recent reviews (2)
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your ExperienceMM
Mampho M
1 reviews | Active since Jan 2020
24 Nov 2025, 10:33
DMC Debt Management Unresponsive to Prescribed Debt Query (Account DMC3, Finchoice
I am writing to express my severe dissatisfaction with the lack of response from DMC Debt Management regarding an account (DMC3, originally with Finchoice) that I believe is prescribed. I sent an email to helpdesk@dmc.co.za on 13 November 2025 and on 24 November 2025 formally requesting the removal of this account from my credit profile with all bureaus (Experian, ClearScore, etc.). I also requested written confirmation once this action was completed. The original account with Finchoice was opened on 24 October 2022. In terms of the Prescription Act 68 of 1969, a debt of this nature generally prescribes after three years if no payment has been made, no written acknowledgment provided, and no legal action initiated. I have not made any payments or acknowledged this debt in writing, and over three years have passed without any communication or legal action from either Finchoice or DMC Debt Management. The continued reflection of a prescribed, and therefore legally uncollectible, account on my credit report is negatively impacting my credit standing and is a potential contravention of the National Credit Act (NCA). My desired outcome is: Immediate cessation of all collection activity related to this account. Removal of the prescribed account from my credit profile with all credit bureaus. Written confirmation that the account has been removed and is considered closed. Due to the lack of response to my direct email, I am escalating this matter publicly. If this review does not yield a satisfactory response and resolution within a reasonable timeframe (e.g., 20 business days as per the NCA regulation), I will have no alternative but to lodge a formal complaint with the National Credit Regulator and the National Financial Ombud Scheme. Please treat this matter with the urgency it requires.
Helpful (0)
|Replies (0)MM
Mampho M
1 reviews | Active since Jan 2020
24 Nov 2025, 10:33
DMC Debt Management Unresponsive to Prescribed Debt Query (Account DMC3, Finchoice
I am writing to express my severe dissatisfaction with the lack of response from DMC Debt Management regarding an account (DMC3, originally with Finchoice) that I believe is prescribed. I sent an email to helpdesk@dmc.co.za on 13 November 2025 and on 24 November 2025 formally requesting the removal of this account from my credit profile with all bureaus (Experian, ClearScore, etc.). I also requested written confirmation once this action was completed. The original account with Finchoice was opened on 24 October 2022. In terms of the Prescription Act 68 of 1969, a debt of this nature generally prescribes after three years if no payment has been made, no written acknowledgment provided, and no legal action initiated. I have not made any payments or acknowledged this debt in writing, and over three years have passed without any communication or legal action from either Finchoice or DMC Debt Management. The continued reflection of a prescribed, and therefore legally uncollectible, account on my credit report is negatively impacting my credit standing and is a potential contravention of the National Credit Act (NCA). My desired outcome is: Immediate cessation of all collection activity related to this account. Removal of the prescribed account from my credit profile with all credit bureaus. Written confirmation that the account has been removed and is considered closed. Due to the lack of response to my direct email, I am escalating this matter publicly. If this review does not yield a satisfactory response and resolution within a reasonable timeframe (e.g., 20 business days as per the NCA regulation), I will have no alternative but to lodge a formal complaint with the National Credit Regulator and the National Financial Ombud Scheme. Please treat this matter with the urgency it requires.
0
Replies (0)NM
Nwabisa M
1 reviews | Active since Jan 2020
3 Jun 2025, 08:02
Remove yourself from my credit profile
I have never opened an account with DMC3, but it shows on Experian that I owe DMC3, which apparently and surprisingly I have been owing for 9 months. There is no further information, and who/what the hell is DMC3?
Helpful (0)
|Replies (0)NM
Nwabisa M
1 reviews | Active since Jan 2020
3 Jun 2025, 08:02
Remove yourself from my credit profile
I have never opened an account with DMC3, but it shows on Experian that I owe DMC3, which apparently and surprisingly I have been owing for 9 months. There is no further information, and who/what the hell is DMC3?
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Replies (0)LM
SM
Salaminah M
1 reviews | Active since Jan 2020
2 Jun 2024, 12:32
Unfair treatment from DMC3 and Mandisa Duma
Dmc3 when the account says closed,balance 0 and you re-open it I just saw on my credit report and you come to my parents place,you sms my daughter instead of me because I have already spoken to you via email about this matter but then you send messages on my daughter's phone that Mandisa Duma will be coming to my parents place and she is there looking for me day and night,even on Sundays,Dmc3 please stop with your harassment over closed accounts. My parents are old they don't deserve this........please stop.You already ruined my credit report so stop with the harassment and check with SARS if am working,am stressing over unemployment I can't be stressed by you too. Mandisa Duma Dmc3 please stop.......I will email you again,you expect me to make payment on a closed account make arrangements to pay the account but am unemployment,what you doing is so wrong
Helpful (0)
|Replies (0)SM
Salaminah M
1 reviews | Active since Jan 2020
2 Jun 2024, 12:32
Unfair treatment from DMC3 and Mandisa Duma
Dmc3 when the account says closed,balance 0 and you re-open it I just saw on my credit report and you come to my parents place,you sms my daughter instead of me because I have already spoken to you via email about this matter but then you send messages on my daughter's phone that Mandisa Duma will be coming to my parents place and she is there looking for me day and night,even on Sundays,Dmc3 please stop with your harassment over closed accounts. My parents are old they don't deserve this........please stop.You already ruined my credit report so stop with the harassment and check with SARS if am working,am stressing over unemployment I can't be stressed by you too. Mandisa Duma Dmc3 please stop.......I will email you again,you expect me to make payment on a closed account make arrangements to pay the account but am unemployment,what you doing is so wrong
0
Replies (0)AM
Anary M
1 reviews | Active since Jan 2020
20 Jul 2023, 21:17
Bad reflection on my credit report
Hello, I'm Thabang...i have just got your listing on my credit score,which affect it big time. Can you please remove it Aspa for is affecting me. Stop harassing me for I've no contract with you or any form of agreemet verbally or in writting. I know my rights, i give 24hrs to remove it,for i will report you.
Helpful (0)
|Replies (0)AM
Anary M
1 reviews | Active since Jan 2020
20 Jul 2023, 21:17
Bad reflection on my credit report
Hello, I'm Thabang...i have just got your listing on my credit score,which affect it big time. Can you please remove it Aspa for is affecting me. Stop harassing me for I've no contract with you or any form of agreemet verbally or in writting. I know my rights, i give 24hrs to remove it,for i will report you.
0
Replies (0)SS
Shudufhadzo S
1 reviews | Active since Jan 2020
11 Jan 2023, 16:00
DMC3
I Can't Do Anything Because Of This DMC3 That I Don't Even Know All My Account Is Closed DMC3 re-open Account That Is Closed
Helpful (0)
|Replies (0)SS
Shudufhadzo S
1 reviews | Active since Jan 2020
11 Jan 2023, 16:00
DMC3
I Can't Do Anything Because Of This DMC3 That I Don't Even Know All My Account Is Closed DMC3 re-open Account That Is Closed
0
Replies (0)TP
Tiisetso P
1 reviews | Active since Jan 2020
8 Sept 2022, 14:03
Letter Confirming this account is Prescribed
Letter Confirming this account is Prescribed I have noted that there is 1 account named DMC3 which I have been listed for on my credit report.(listed since 2018) Please note that I have not had any communication regarding any account and thus note that any account that DMC is calling about is dormant and has not been acknowledged in the past three or more years. Therefore, this account is prescribed and what you are doing is illegal. I have not acknowledged the debt in the past 3 consecutive years, either in writing or verbally, not made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 3 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act). Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed. Any negative information will be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA. Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to
Helpful (0)
|Replies (0)TP
Tiisetso P
1 reviews | Active since Jan 2020
8 Sept 2022, 14:03
Letter Confirming this account is Prescribed
Letter Confirming this account is Prescribed I have noted that there is 1 account named DMC3 which I have been listed for on my credit report.(listed since 2018) Please note that I have not had any communication regarding any account and thus note that any account that DMC is calling about is dormant and has not been acknowledged in the past three or more years. Therefore, this account is prescribed and what you are doing is illegal. I have not acknowledged the debt in the past 3 consecutive years, either in writing or verbally, not made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 3 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act). Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed. Any negative information will be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA. Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to
0
Replies (0)kM
kagiso M
1 reviews | Active since Jan 2020
6 Sept 2022, 17:52
SCAMMERS SCAMMERS...
This DMC3 Company i really don't know them. I saw them in my credit report and now they affecting my credit score. I have never do business with them at all. They are BIG SCAMMERS,FRAUDULENT COMPANY. PLEASE remove your name in my credit report.
Helpful (0)
|Replies (0)kM
kagiso M
1 reviews | Active since Jan 2020
6 Sept 2022, 17:52
SCAMMERS SCAMMERS...
This DMC3 Company i really don't know them. I saw them in my credit report and now they affecting my credit score. I have never do business with them at all. They are BIG SCAMMERS,FRAUDULENT COMPANY. PLEASE remove your name in my credit report.
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Replies (0)