First Choice Loans
TrustIndex
0
Ranking
#69
in Financial Services
NPS Score
0
Recommended: Unlikely
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Jan 2020
"I am delighted to share my exceptional experience with First Choice Financial Loan. Despite initial reservations, I received my loan promptly after completing the necessary requirements. I highly recommend their services to anyone seeking reliable financial support they are LEGIT."
1 reviews | Active since Jan 2020
"I am delighted to share my exceptional experience with First Choice Financial Loan. Despite initial reservations, I received my loan promptly after completing the necessary requirements. I highly recommend their services to anyone seeking reliable financial support they are LEGIT."
1 reviews | Active since Jan 2020
I'm overjoyed to have received my loan from First Choice Financial Loan! I must admit, I was skeptical at first, but after completing the required steps, I was thrilled to receive my funds. I highly recommend First Choice Loan to everyone. My friends and I have all had positive experiences with them. This is a legitimate and trustworthy company. Thank you, First Choice Loan, for your efficient and reliable service! I'm grateful for your support
1 reviews | Active since Jan 2020
I'm overjoyed to have received my loan from First Choice Financial Loan! I must admit, I was skeptical at first, but after completing the required steps, I was thrilled to receive my funds. I highly recommend First Choice Loan to everyone. My friends and I have all had positive experiences with them. This is a legitimate and trustworthy company. Thank you, First Choice Loan, for your efficient and reliable service! I'm grateful for your support
1 reviews | Active since Jan 2020
<div>My name is Josina Mathabathe id 6805300374085 i went to First choice loans at Atteridgeville Plaza looking for a loan as i had problems on the 10th May 2024, i was helped and the lady asked for my documents which is my id, bank statement and my bank card. She captured my docs on her system, on the 13,14,15,16,17 i called them to ask if they had money and i was told on the 10th that they dont have money they will call me if the money is there. That's when i called them again on the 20th May to to let them cancel. now on the 05th June money is deducted and they never gave me money, please alert them to please refund me my money, i called their number and it is closed. their number is 072 606 0505.</div>
1 reviews | Active since Jan 2020
<div>My name is Josina Mathabathe id 6805300374085 i went to First choice loans at Atteridgeville Plaza looking for a loan as i had problems on the 10th May 2024, i was helped and the lady asked for my documents which is my id, bank statement and my bank card. She captured my docs on her system, on the 13,14,15,16,17 i called them to ask if they had money and i was told on the 10th that they dont have money they will call me if the money is there. That's when i called them again on the 20th May to to let them cancel. now on the 05th June money is deducted and they never gave me money, please alert them to please refund me my money, i called their number and it is closed. their number is 072 606 0505.</div>
1 reviews | Active since Jan 2020
This bank operates will little to no logic. Their self-help information is somewhat incomplete to the point where digital banking is not really an offering of theirs, and requires a call to the center ora visit to a branch; the complete opposite direction to where we're going. The amount of control you have is limited to how willing you are to visit a branch, again multitudes of steps backward. An example; to use the mobile banking app one must verify the device. "That seems secure though", one would think. The instructions read, "Log in to Online Banking, click Online Banking Settings -> Banking -> My browsers and devices -> Verify", only to find out this is not the case. One picks up the phone and rings Mobile Banking. "Oh, yes sir, unfortunately, you won't be able to verify the devices like that as you must make a payment of at least R300 to verify the device." What? "But all your materials have pointed me to using Online Banking, why am I making a payment when all I want to do is verify the device?". Two things come to mind: 1) why is your self-help materials so out-dated then? This app has just been updated, you're website has been down for maintenance at least 3 times since my first enquiry, yet the incorrect information still remains. Change it. 2) as a bank, you should be encouraging saving yet to activate one of your most basic services I am being held hostage and force to spend a frivolous amount that I would not have wanted to in the first place. Honestly, get yourselves and business model together. But that is but one thing. For instance, my inContact notifications are always way after spending, yet my ABSA account (without fail) sends notifications within3 seconds. I have made it back home before the FNB SMS reached me in some instances. Another thing, recieving codes to authorisetransactions takes forever on the app. Think you're going to use SMS instead, think again. Those instructions to change are also messed up, and require an ATM. The long and short of it; FNB used to lead in terms of digital banking, but that lead has been lost to ABSA and Standard Bank, whom have taken it much further than FNB ever could.
1 reviews | Active since Jan 2020
This bank operates will little to no logic. Their self-help information is somewhat incomplete to the point where digital banking is not really an offering of theirs, and requires a call to the center ora visit to a branch; the complete opposite direction to where we're going. The amount of control you have is limited to how willing you are to visit a branch, again multitudes of steps backward. An example; to use the mobile banking app one must verify the device. "That seems secure though", one would think. The instructions read, "Log in to Online Banking, click Online Banking Settings -> Banking -> My browsers and devices -> Verify", only to find out this is not the case. One picks up the phone and rings Mobile Banking. "Oh, yes sir, unfortunately, you won't be able to verify the devices like that as you must make a payment of at least R300 to verify the device." What? "But all your materials have pointed me to using Online Banking, why am I making a payment when all I want to do is verify the device?". Two things come to mind: 1) why is your self-help materials so out-dated then? This app has just been updated, you're website has been down for maintenance at least 3 times since my first enquiry, yet the incorrect information still remains. Change it. 2) as a bank, you should be encouraging saving yet to activate one of your most basic services I am being held hostage and force to spend a frivolous amount that I would not have wanted to in the first place. Honestly, get yourselves and business model together. But that is but one thing. For instance, my inContact notifications are always way after spending, yet my ABSA account (without fail) sends notifications within3 seconds. I have made it back home before the FNB SMS reached me in some instances. Another thing, recieving codes to authorisetransactions takes forever on the app. Think you're going to use SMS instead, think again. Those instructions to change are also messed up, and require an ATM. The long and short of it; FNB used to lead in terms of digital banking, but that lead has been lost to ABSA and Standard Bank, whom have taken it much further than FNB ever could.
1 reviews | Active since Jan 2020
I got this email from them whereby First Choice Loans offers a good lending rate. I applied for a loan and was granted the loan applied for. I had to fill in and sign the contract for the loan. After sending my contract away with my banking details, I was emailed a document whereby I had to sign insurance for the loan and also pay an amount for the insurance (R7510). Everything happened so quickly that I never realise that I'm about to lose R7510. Yes, I paid the money......Afterwards I got an SMS that stated that the loan money will be transferred as soon as I pay +/- R12000 for the transfer. That is when I realise I was taken for a fool. Sins know I could not get the R7510 back from them. Do not make the same mistake...!!! Their detail that 's not to be use email: [Email Removed] 011 053 7718; 0810588844; 0723008266
1 reviews | Active since Jan 2020
I got this email from them whereby First Choice Loans offers a good lending rate. I applied for a loan and was granted the loan applied for. I had to fill in and sign the contract for the loan. After sending my contract away with my banking details, I was emailed a document whereby I had to sign insurance for the loan and also pay an amount for the insurance (R7510). Everything happened so quickly that I never realise that I'm about to lose R7510. Yes, I paid the money......Afterwards I got an SMS that stated that the loan money will be transferred as soon as I pay +/- R12000 for the transfer. That is when I realise I was taken for a fool. Sins know I could not get the R7510 back from them. Do not make the same mistake...!!! Their detail that 's not to be use email: [Email Removed] 011 053 7718; 0810588844; 0723008266
1 reviews | Active since Jan 2020
I have been sent an sms regarding a personal loan and i was in need of the money however not realising that this would be a scam. I have contacted the lady asked for an amount and papers were sent to me the first being an approval letter and a fee of R1985-00 for admin fees in which i paid thereafter i have been sent the contract and they asked for another R2685-00 for insurance fees which made me suspicious that is when i realised how can they ask me for money when i need a loan from them thats when i realised i fell prey to fraudulent business.<br> Beware of Flora Johnson who poses as a British Canadian when in actual facts she is a foreigner who scams innocent people by giving them high hopes on High loan amounts and low interest rates. Yet Flora was wrong she still had the audacity to swear me and she still answers the phone up to date. I still havent been able to get my R1985-00 money that i have deposited for the admin fees. Someone please help as the police seem to be doing nothing in regards to catching them so they do not do this to other vulnerable people and getting my moeny back.
1 reviews | Active since Jan 2020
I have been sent an sms regarding a personal loan and i was in need of the money however not realising that this would be a scam. I have contacted the lady asked for an amount and papers were sent to me the first being an approval letter and a fee of R1985-00 for admin fees in which i paid thereafter i have been sent the contract and they asked for another R2685-00 for insurance fees which made me suspicious that is when i realised how can they ask me for money when i need a loan from them thats when i realised i fell prey to fraudulent business.<br> Beware of Flora Johnson who poses as a British Canadian when in actual facts she is a foreigner who scams innocent people by giving them high hopes on High loan amounts and low interest rates. Yet Flora was wrong she still had the audacity to swear me and she still answers the phone up to date. I still havent been able to get my R1985-00 money that i have deposited for the admin fees. Someone please help as the police seem to be doing nothing in regards to catching them so they do not do this to other vulnerable people and getting my moeny back.
1 reviews | Active since Jan 2020
i have applied for a loan and now they want me to pay administration fee of R3880 upfront before getting the loan....meanwhile on thier website they say the do not charge any fees upfront what so ever.<br> <br> i do not understand why would you apply for a loan and pay so much upfront or pay admin fees in any case.<br> <br> i am suprise because they have approve my application for a loan but now i cant get the loan because i cannot pay the admin fees. this company is a scam, i think they are robbing poeple.
1 reviews | Active since Jan 2020
i have applied for a loan and now they want me to pay administration fee of R3880 upfront before getting the loan....meanwhile on thier website they say the do not charge any fees upfront what so ever.<br> <br> i do not understand why would you apply for a loan and pay so much upfront or pay admin fees in any case.<br> <br> i am suprise because they have approve my application for a loan but now i cant get the loan because i cannot pay the admin fees. this company is a scam, i think they are robbing poeple.
1 reviews | Active since Jan 2020
Got a spam SMS from First Choice Loans this morning listing Anita as the agent. I contacted her requesting where my number was obtained as my mobile number is \opted out"with the Direct Marketing Association. She indicated that was done via a marketing company. Her English was poor but she made me understand that she \""did not have time to waste\"" and hung up. I am of the opinion that Anita and First Choice Loans might be in breach for current legislation i.e. Electronic Communications and Transactions Act"
1 reviews | Active since Jan 2020
Got a spam SMS from First Choice Loans this morning listing Anita as the agent. I contacted her requesting where my number was obtained as my mobile number is \opted out"with the Direct Marketing Association. She indicated that was done via a marketing company. Her English was poor but she made me understand that she \""did not have time to waste\"" and hung up. I am of the opinion that Anita and First Choice Loans might be in breach for current legislation i.e. Electronic Communications and Transactions Act"
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