Paying Huge Service Fee before Loan payout

I app**** for loan at this business and I was thrilled when they said I was approved as someone whose under debt review. To my surprise I was advised that according to their policy I had to pay an initiation fee of more than 3000 to access the approved funds. I don’t know if it’s normal business practices with lenders to demand that much before getting the approved loans. I felt very sceptical when I requested the admin person there to elaborate why must I pay to get money shouldn’t they take the admin service fee from the actual loan. And she mentioned that it’s their company policy that I have a right to decline the offer. That as it is was a huge red flag as she failed to assure me that the money will be paid to my account as soon as I pay them the huge amount of service fee. I am aware that most companies write their own reviews to **** people. She further stated tone that I should check HelloPeter there’s nothing in them. I’m just not sure about this business practices