Request for Living Annuity release.

From the beginning of this month I communicated with Sanlam Glacier asking if my I could be allowed to withdraw my little Living Annuity which currently stands at R181000.00 ( One hundred and eighty one thousand rands) The reason for my request is that I have fallen behind with my Homeloan and I am scared that I could find myself faced with foreclosure. I am aware that the only time that one is allowed to withdraw the full amount is when the balance in R125000.00 ( one hundred and twenty five rands) mine is slightly higher that that. I wouldn't be asking for this balance if there was no urgent need. I retired in December 2018 at the age of 63. The retirement policy of that company is 63 years old, if it was 65 like most companies I would have stayed. Prior to this company I was unemployed and had no income whatsoever. My mortgage was paid by my father who passed away in 2012. I even suggested to Sanlam Glacier that I am prepared to give them my Homeloan details and they are welcome to deposit the money straight into my mortgage I am almost 66 years old, who and where will I get employment? How am I supposed to live in this hard times? I will not at all ask for these funds for nothing or pleasure, I have long passed that stage. I have sleepless nights thinking about this and nobody wants to help me. There are always exceptions to the rules especially for issues of highest importance. I am humbly asking again, kindly review my case. I am really desperate. Kind regards. .