Waste of time.

I wish It was possible to give it zero. They are definitely not for the people but rather for the insuarance companies. My Adjudicator was Peter Nkhuna and he literally blamed me for everything. Insuarance made an error which I believe misled me. He said I was supposed to raise that error lol. What a joke. Insuarance's role is clearly to throw a paper at people and then take their money, they do not have to guide you to be compliant with their terms. Whatever they say to you telephonically don't matter apparently. I'm beyond disappointed. Rather get an attorney instead of wasting your time with these guys.