

ooba Home Loans
Scores reflect the Overall AI Score for each category
Based on recent customer reviews, ooba Home Loans delivers consistently strong service driven by named consultants who guide first-time buyers through complex bond applications. Customers repeatedly praise specific originators for negotiating below-prime rates, securing 100% bonds, and maintaining proactive communication. Application turnaround is frequently described as fast and seamless, with pre-approvals often delivered within 24 to 72 hours.
Replied to 89% of negative reviews
Reply time on negative reviews: 5h 6m
TrustIndex
10
Perfect Score
Ranking
#1
in Home Loans
Reply Time
3h 40m
NPS Score
93
Recommended: Very Likely
Replied to 89% of negative reviews
Reply time on negative reviews: 5h 6m
Jun '25 - May '26
Based on recent customer reviews, ooba Home Loans consistently delivers exceptional service through named consultants who guide buyers through bond applications with patience and expertise. Customers repeatedly highlight personalised support, swift turnarounds, and successful interest rate negotiations with banks. First-time buyers especially praise the hand-holding through complex processes, with many describing the experience as life-changing or dream-fulfilling.
ooba Home Loans's biggest strength, according to Hellopeter's AI analysis, is Customer Service & Professional Guidance. Customer Service & Professional Guidance (4.8). Consultants like Charlene Viljoen, Sabeeha Karriem, Ragiema Khan, and Sue Wilson are repeatedly named as exceptional, patient, and knowledgeable. Customers describe agents going above and beyond, especially for first-time buyers needing detailed guidance.
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Jan 2020
I have had a great experience with Ooba thus far. Sandra Eloff assisted with my home loan application and throughout the entire process my accountant and I were well informed via email. Sandra was thorough with all the document requirements and arranged a satisfactory loan deal from a complicated financial landscape. Would recommend!
1 reviews | Active since Jan 2020
I have had a great experience with Ooba thus far. Sandra Eloff assisted with my home loan application and throughout the entire process my accountant and I were well informed via email. Sandra was thorough with all the document requirements and arranged a satisfactory loan deal from a complicated financial landscape. Would recommend!
1 reviews | Active since Jan 2020
I would like to thank Chandre Daniels for the excellent support during my home loan application. She was professional, responsive, and made the process clear and stress-free. I truly appreciate her assistance and would highly recommend her.
1 reviews | Active since Jan 2020
I would like to thank Chandre Daniels for the excellent support during my home loan application. She was professional, responsive, and made the process clear and stress-free. I truly appreciate her assistance and would highly recommend her.
1 reviews | Active since Jan 2020
Charlene Viljoen at Ooba home loans was incredible from day one. She communicated clearly, explained every step and allowed me to ask questions and she made a whole process fee east. I always knew what was happening and what comes next. Thank you!
1 reviews | Active since Jan 2020
Charlene Viljoen at Ooba home loans was incredible from day one. She communicated clearly, explained every step and allowed me to ask questions and she made a whole process fee east. I always knew what was happening and what comes next. Thank you!
1 reviews | Active since Jan 2020
Sue Wilson absolutely amazing service. She worked to a deadline with a condition keeping me updated all the time. She obtained a 100% bond and superb interest rate. I can highly highly recommend her. Awesome and well done
1 reviews | Active since Jan 2020
Sue Wilson absolutely amazing service. She worked to a deadline with a condition keeping me updated all the time. She obtained a 100% bond and superb interest rate. I can highly highly recommend her. Awesome and well done
1 reviews | Active since Jan 2020
Was assisted by Candice Bailey, efficient and professional. Got updates via email and WhatsApp. Pre-Approval within the specified timeframe. Thank you for excellence service.
1 reviews | Active since Jan 2020
Was assisted by Candice Bailey, efficient and professional. Got updates via email and WhatsApp. Pre-Approval within the specified timeframe. Thank you for excellence service.
1 reviews | Active since Jan 2020
I had an absolutely outstanding experience with ooba Home Loans, and more specifically with my bond originator, Ragiema Khan. My name is Saville Wenn, and I’m a Mechatronics Project Manager at I&J. At the time, I owned a fully paid-off property and was looking to purchase a second home as my partner and I prepare to get married. The goal was simple: buy a modest home to start our life together while keeping my first property as a rental investment. For months, I explored an idea that made complete financial sense to me, instead of opening a new bond, I wanted to use the equity in my first property to purchase the second property cash. I approached multiple banks and bond originators, but the response was consistently discouraging. Either my idea was dismissed, or I was pushed toward products that simply didn’t make sense financially. It left me feeling disheartened and drained my motivation to continue the property search. Then a friend recommended ooba , and that’s when everything changed. Enter Ragiema Khan. From the very first conversation, her care, experience, and deep knowledge were evident. What truly amazed me was that before I could even fully explain my plan, she suggested the exact same strategy I had been trying to pursue for months. To her, it was a no-brainer. That moment alone restored my confidence. From there, her service was nothing short of exceptional. She kept me updated daily, often multiple times a day, and every interaction was filled with professionalism, clarity, and genuine warmth. When she engaged with the banks on my behalf, she operated with confidence and authority , it was clear she knew exactly what she was doing. I had complete trust in her. And the results? She secured exactly what I needed , the right amount to purchase the property, while also allowing room for renovations, a wedding, and a honeymoon without needing additional loans. Initially, she obtained a good interest rate , but she didn’t settle. She went back and negotiated an even better rate. Then she went even further and negotiated a 50% discount on legal fees. I was honestly blown away. Ragiema didn’t just help me secure financing , she reignited my vision and played a meaningful role in the start of my future with my partner. Her impact goes far beyond just numbers and approvals. Thank you, Ragiema, and thank you to ooba Home Loans. This experience has been truly life-changing.
1 reviews | Active since Jan 2020
I had an absolutely outstanding experience with ooba Home Loans, and more specifically with my bond originator, Ragiema Khan. My name is Saville Wenn, and I’m a Mechatronics Project Manager at I&J. At the time, I owned a fully paid-off property and was looking to purchase a second home as my partner and I prepare to get married. The goal was simple: buy a modest home to start our life together while keeping my first property as a rental investment. For months, I explored an idea that made complete financial sense to me, instead of opening a new bond, I wanted to use the equity in my first property to purchase the second property cash. I approached multiple banks and bond originators, but the response was consistently discouraging. Either my idea was dismissed, or I was pushed toward products that simply didn’t make sense financially. It left me feeling disheartened and drained my motivation to continue the property search. Then a friend recommended ooba , and that’s when everything changed. Enter Ragiema Khan. From the very first conversation, her care, experience, and deep knowledge were evident. What truly amazed me was that before I could even fully explain my plan, she suggested the exact same strategy I had been trying to pursue for months. To her, it was a no-brainer. That moment alone restored my confidence. From there, her service was nothing short of exceptional. She kept me updated daily, often multiple times a day, and every interaction was filled with professionalism, clarity, and genuine warmth. When she engaged with the banks on my behalf, she operated with confidence and authority , it was clear she knew exactly what she was doing. I had complete trust in her. And the results? She secured exactly what I needed , the right amount to purchase the property, while also allowing room for renovations, a wedding, and a honeymoon without needing additional loans. Initially, she obtained a good interest rate , but she didn’t settle. She went back and negotiated an even better rate. Then she went even further and negotiated a 50% discount on legal fees. I was honestly blown away. Ragiema didn’t just help me secure financing , she reignited my vision and played a meaningful role in the start of my future with my partner. Her impact goes far beyond just numbers and approvals. Thank you, Ragiema, and thank you to ooba Home Loans. This experience has been truly life-changing.
ooba Home Loans scores 4.6 out of 5 on Hellopeter's AI analysis of service quality in Home Loans, compared to the Home Loans industry average of 3.7. Their strongest theme is Consultant Quality (4.8); their weakest is Post-Approval (4.3). The top AI-rated Home Loans business on Hellopeter is BetterBond (4.7). How is the AI Score calculated? →
ooba Home Loans has a TrustIndex of 10 out of 10 on Hellopeter, based on 983 reviews in the last 12 months. They reply to 89% of negative reviews, typically within 5 hours 6 min. Hellopeter has tracked ooba Home Loans across 7,838 total reviews. How is the TrustIndex calculated? →