Active since Mar 2019
Tracker is taking my account to debt collector,i phoned them 2 years ago to canacel my account as the car was no more in use and not moving anymore and they wanted me to pay a lot of money so that they cancel,but i disagreed.The car was not even moving anymore,even the battery at that care was taken off as the car engine was dead.And now they are taking me to a debt collector demanding i pay them R1926.88.This is unacceptable.
My monthly original contract agreement with WesBank is R8 200 per month for the financing of Isuzu KB 250 X-Rider vehicle,contract commenced in 2018/04/26. WesBank changed this mount and added a Hollard Policy amount of R1544.46 in May 2019. I have never agreed to this amount and I even explained to them that I don’t accept this policy as I would not afford this amount. WesBank went ahead and added in my monthly instalment and change my debit order to R9772.86 per month since May 2019 I rejected this debit order and decided to make monthly payments of R8500 every month through Internet banking. My account has been in deficit of R1472.86 every month. Currently my WesBank account now indicates that I am in areas of R20499.48 to date, and I get charged interest on areas by WesBank. My Credit profile is now very bad because of this WesBank. I don't have the money to pay this extra money that has been accumulating every month.Wesbank must come and take their car because I will not be able to pay this areas as I don't have the extra money their demanding. I really feel very much violated and treated unfairly by WesBank at this stage. I am going to loose a lot of money because of WesBank.
Last year 2May2018 my new born son was admitted to Mediclinic in Tzaneen after a suprise illness. The details of the child to be added as my beneficiary to the medical aid were sent to the Discovery consultant at our working site in April. When the child was admitted in Hospital,Discovery then sent all hospital claims for my new born for review. At the end, They used a clause in the medical(non - Disclosure) they rejected all hospital claims under the reason "on disclosure". I followed all internal process to lodge a complain and Disputes within Discovery to proof that the sickness of the child was unknown to me when I first applied to be added to my medical aid as one of my beneficiaries. But discovery didn't want to take all my facts. The PMA form was sent to a doctor who examined the child when he was already in Hospital, they used that information obtained from the doctor from the hospital to reject all the claims under"non-disclosure".They never wanted to consider information coming from a doctor who saw the child a week ealier before he got seriously sick.But they decided to use the information from the doctor who saw the child at the hospital to create a strong case and rejected to pay all hospital bills for my new born child.Becasue they have all the money to get Big lawyers(my hardworking money that I have been paying to them for 10years at an average of R50 000 -R60 000 per month),they sent my case to their lawyers or specialist to make sure that they defend them against me, to make sure that they don't pay all the hospital and Doctors bills. I have been with Discovery medical aid for more than 10years now and I have paid more than R700 000 to this company with a aim that one day they will cover my beneficiaries and myself during emergency sickness like my new born. But this medical aid is doing all it can to make sure that they will not pay the medical bills for my newborn child. They even went as far as removing the child from the medical aid. Because I don't have the money to pay lawyers like them, let them pay me back some of the money that I paid to them over the course of 10years so that I can pay the Hospital and the Doctors that provided me with an excellent service and saved the life of my child . I cannot be listed on ITC because of outstanding medical bills, but I have been having a medical aid for more than 10years now.
Last Year on the 30 March 2018 I sold my vehicle that was fitted with Cartracker device and I informed the Car tracker company that I have sold the vehicle and they should deactivate the device. Now they have sent my name to debt collectors that I am owing them money and I should pay them the total amount since last year April 2018.They have even put my name on ITC.What am I supposed to do now?
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