Active since Sep 2025
1/5 Stars - Disappointing Experience with Retail Capital I'm writing this review as a warning to other business owners: be cautious when dealing with Retail Capital. I was looking for funding, and they promised quick access to capital. However, their lack of business support and unrealistic payment methods made it a nightmare. When I had questions or concerns, getting in touch with their support team was like pulling teeth. Emails went unanswered, and phone calls were met with long hold times. It was frustrating and unprofessional. Their payment structure was inflexible and didn't account for the ebbs and flows of my business. The daily payments were crippling during slow periods, and I struggled to keep up. It felt like they were more interested in collecting interest than supporting my business. Don't let desperation cloud your judgment. Read the fine print carefully, and consider alternative funding options. Retail Capital's lack of support and unrealistic payment methods cost me valuable time, money, and stress.
1/5 Stars - Disappointing Experience with Retail Capital I'm writing this review as a warning to other business owners: be cautious when dealing with Retail Capital (now known as Credibly). I was desperate for funding, and they promised quick access to capital. However, their lack of business support and unrealistic payment methods made it a nightmare. When I had questions or concerns, getting in touch with their support team was like pulling teeth. Emails went unanswered, and phone calls were met with long hold times. It was frustrating and unprofessional. Their payment structure was inflexible and didn't account for the ebbs and flows of my business. The daily payments were crippling during slow periods, and I struggled to keep up. It felt like they were more interested in collecting interest than supporting my business. Don't let desperation cloud your judgment. Read the fine print carefully, and consider alternative funding options. Retail Capital's lack of support and unrealistic payment methods cost me valuable time, money, and stress.
Recently I haven't had the greatest experience with Yoco. In the beginning they were all about supporting small businesses but now that dynamic has shifted and they are more focused on businesses that bring in higher financial value. Their rates have become unrealistic and catching up with bank fees.
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