Grabbers of note it's sickening

A nuisance of a company with no principles & standards. When they have to refund you they go against all South African finance laws and much. Keeping money that's supposed to be refunded as if they want to maximise on interest. ****mers of note who will tell you it takes 21 days to deposit a refund. Which bank do they use which is left in dark ages? Use them at own risk