Tbfs insurance is Pathetic and wicked

I would like to Warn fellow South Africans about the Croocks Tbfs funeral service.. This people are pathological ****s and ****mers they take your money every month without any problems when you are faced with a death of a loved one they make all the **** of the Devil to lie and not process the claim I've always wondered why the company has low ratings but because I've been paying for almost 20 sometime years I trusted them because they were under written my Hollard only to find out that they are a **** company *****ing from innocent people.. This company is *********, not professional and Cheat.. I can't claim they always request for Documents that even if you app**** for they can't process my claim not a problem process all the money I've sent for insurance I didn't Donate to you I thought you were reliable and trustworthy