Worst dishonest insurance company

Worst experience received. Have been paying this insurance for years and every time I claim they have excuses not to pay. Very disappointing and dishonest company. They will send their employees to assess your claim and will say an independent assessor was sent. They declined to pay for my bike exhaust claim. I dropped my bike broke my exhaust and now they say it’s metal fatigue on a 2022 model bike. Even if it was metal fatigue the bike is comprehensively covered meaning everything is covered.