Active since Oct 2024
I recently received a “Notice of Default Listing” from Cartrack, claiming that I owe money for tracking services and that I’ve been listed at the credit bureaus. I wish to make it clear that I never entered into any contractual agreement directly with Cartrack (Pty) Ltd. When I purchased my vehicle, the dealership informed me that the tracking device was pre-fitted and covered for the first 12 months as part of their package. I was never informed that I would be billed after this period, nor did I sign or authorize any continuation of service. Despite this, Cartrack has proceeded to blacklist me at the credit bureaus, which is ******** and unjustified under the National Credit Act (NCA) and Consumer Protection Act (CPA), as there is no signed contract or consent authorizing them to do so. I have formally requested proof of contract and documentation from Cartrack but have not received satisfactory evidence. Until they can provide this, the default listing should be considered invalid and must be removed immediately. I urge Cartrack to resolve this matter promptly and clear my name from the credit bureaus to avoid further escalation to the National Credit Regulator (NCR), the Credit Ombud, and potential legal action for reputational damage. Desired outcome: Immediate removal of the ******** credit bureau listing. Written confirmation that no further charges or renewals will be app****. A formal apology and acknowledgment of the error.
I am deeply disappointed with the service I received from Clear Debt Review. I paid R6,000 for them to remove the debt review flag from my name. The last update I received was on 19 August 2025, when I was told that my file had been handed to their attorney. Since then, despite daily follow-up emails and copying in multiple staff members (including Mogale), I have received no response or feedback. My payment plan concluded in August 2025, yet I am still waiting for confirmation that the debt review flag has been removed. I fulfilled my side by making all payments as agreed, including the additional R6,000, but Clear Debt Review has failed to deliver on their promises. This lack of communication and accountability is unacceptable. I will be escalating this matter to the National Credit Regulator (NCR) and the Credit Ombud, but I also want to warn others to be extremely cautious before paying for services here. Clear Debt Review, I expect urgent confirmation and proof that my debt review flag has been removed.
I recently took out car insurance for two vehicles with OUTsurance and I must say, the process was smooth and stress-free. From the very first call, the consultant was patient, professional, and explained everything clearly so I could make the best decision for my needs. What stood out for me was how quick the entire process was – I didn’t feel pressured, and all my questions were answered with ease. The premium options were competitive, and I also appreciate the added benefits that come with being an OUTsurance client. It gave me peace of mind knowing that both my cars are properly covered. The service felt personal and not just like another “sales pitch,” which made me feel valued as a customer. Overall, I walked away feeling confident and reassured, and I would definitely recommend OUTsurance to friends and family looking for reliable insurance.
I am posting this to warn others about a **rental ****** I personally experienced involving a man named **Charlton Ryan**, who falsely claimed to represent **Prime Property Lettings & Management (Pty) Ltd**. The **** originated from a listing on **Locanto**, advertising a **furnished flat in Rioga Park Complex, Brackenfell South, Cape Town** for **R7,500/month**. The ad was posted under the name **Dirk Hendrik Van Breda**, with **Ad ID: 6857476540**. Charlton then contacted me, sent a professional-looking lease agreement, and requested an **upfront deposit of R8,500**, which I paid **before viewing the unit**. After insisting on viewing the flat, I visited the property in person. The individual overseeing the complex informed me that they have **no relationship with Charlton Ryan** and that he is **not known to them** in any capacity. I have since tried to contact Charlton via **phone, WhatsApp, and email**, but have received **no response whatsoever**. This further confirms the *****ulent nature of the interaction. Charlton failed to provide: * A valid **Fidelity Fund Certificate (FFC)** from the PPRA * A **CIPC registration number** for the business * Proof of ownership or authority to lease the property * Confirmation that the **TymeBank account** is a registered **trust account** > **Bank Details Used:** > Bank: **TymeBank** > Account Number: **5112 2058 042** Upon investigation: * **No company registration** could be found for "Prime Property Lettings & Management (Pty) Ltd" * **Charlton Ryan is not registered with the PPRA** as a property practitioner * This appears to be a **targeted ****** designed to deceive renters through false advertising and official-looking documentation Since then, I have: * Reported the account to **Capitec**, who flagged it * Contacted **TymeBank’s ***** department** * Begun formal complaints to **PPRA**, **SAPS**, and ******watch SA** --- ### ❗ Important Warning: Please **never pay any deposit before viewing a property in person** and verifying all agent credentials. Demand to see: * The agent’s **FFC certificate** * **CIPC company registration** * Proof of ownership or a signed mandate * That payment details lead to a legitimate **trust account** ****mers use urgency, professionalism, and **** listings to take advantage of people in need of housing. I’m sharing my story to protect others from the same loss. Be vigilant and always verify. #rental***** #charltonryan #riogapark**** #locanto**** #primeproperty**** #capetown**** #****alert #ppra #saps
On Saturday 21 September 2024, my husband went to Nando's Brackenfell to enquire about making a booking for a group of 20-30 people for Sunday 29 September 2024. The Manager (not sure of her name) indicated that all is in order, we should just confirm the morning of the 29th in order for the staff to move the tables together. Upon our arrival, the tables were joint together and all our guests had a seat, which I was very thankful for because we've never had a bad experience at Nando's Brackenfell. It's our go-to Nando's because of the excellent service we always receive, however Sunday was bit disappointing. We came all the way from Ravensmead (where we reside) with all our guests to celebrate my daughters christening. We bought 3 full chickens with the 3 sharing sides of R299 and 3x 1,5 Cokes. Half of our guests opted to pay for themselves and received their food in a timeous manner, however my order was served in timeslots. The 3 plates of chicken came 1st, the chicken was getting cold as we were waiting on the plates, forks, knives, glasses and the other sides. My husband went to the waitress to enquire what the hold up was, she then came with half of the sides, and asked us what was still needed. We then informed her, we're still waiting on the chips, the rolls, more glasses and plates. Then she informed us that they have a shortage of glasses, plates, knives and forks...... At this point I was embarrassed because our guests were also complaining that they are hungry and they want to drink coke but there's no glasses. The waitress proceeded to go back to the kitchen and came back with the remaining sides and creamy dip compliments of the manager, which serves as an apology for the delay in food.... How? What was there to dip? Nevertheless, we ate what was on the table at that point in time and then I realised that there were still sides missing. As upset as I was, I stood up and went to the kitchen to fetch my sides. The salad was a disgrace, no onions, no olives, no feta, just roughly cut cucumber, lettuce and tomato. I'm deeply disappointed in what transpired on Sunday and I don't want other customers to experience the same slobby service as me, my family and our other guests received. I spent a bit over a R1000 on Sunday to my regret.
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