JW
JHEANNE W
Active since Jul 2018
9
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0
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Reviews
9 reviews29 months ago
Motor Financing a SHAM, also incapable of Understanding All due FACTS...
In September I app**** for Vehicle Finance, it came to light that there was bad debt against my name. Just to find that Shaick Shapiro Defries and Associates ********ly kept prescribed debt active against my name for the last 7years. I was told if I can have this removed from my name I should then qualify for Car Finance. It took me two months of daily e-mails, daily telephone calls and constant complaining on Hello Peter. I disputed the listing against my name with TransUnion, Clear Score as well as asking help from the Ombudsman. Finally I received a letter from Shaick Shapiro Defries and Associates that they confirm that the Prescribed debt was to be removed from my name. On Clear Score it also shows that this was removed. To test that the debt was removed from my name I app**** for an account online with Truworths and it was approved. Again I submitted my application for Car Financing, just to be told "oh sorry, but we can not assist you as we look at the amount of missed payments that is listed against your name" I mean really. Your institution instructed to me one I get the debt removed from my name, and I fought for two months with Shaick Shapiro Defries that they have ********ly kept prescribed debt active against my name that has resulted in their ******** act to have month on month recorded as me missing payments. Debt that for the last 7 years I was not even aware of, 7 years of me not willingly missing payments but because I was not aware of this debt. NOW YOUR FIRM TURNS ARROUND and SAYS SORRY BUT WE CANT HELP YOU. You assist people living in rural areas that are higher risk than myself as they can't even fully produce proper proof of residence that is a Lawful requirement as per the FICA Law. But I am ********ly impacted by the Misguided and ******** Management of Prescribed Debt and your not even willing to assist me. No wonder our country is falling a part.
262 replies
29 months ago
Motor Financing a SHAM, also incapable of Understanding All due FACTS...
In September I app**** for Vehicle Finance, it came to light that there was bad debt against my name. Just to find that Shaick Shapiro Defries and Associates ********ly kept prescribed debt active against my name for the last 7years. I was told if I can have this removed from my name I should then qualify for Car Finance. It took me two months of daily e-mails, daily telephone calls and constant complaining on Hello Peter. I disputed the listing against my name with TransUnion, Clear Score as well as asking help from the Ombudsman. Finally I received a letter from Shaick Shapiro Defries and Associates that they confirm that the Prescribed debt was to be removed from my name. On Clear Score it also shows that this was removed. To test that the debt was removed from my name I app**** for an account online with Truworths and it was approved. Again I submitted my application for Car Financing, just to be told "oh sorry, but we can not assist you as we look at the amount of missed payments that is listed against your name" I mean really. Your institution instructed to me one I get the debt removed from my name, and I fought for two months with Shaick Shapiro Defries that they have ********ly kept prescribed debt active against my name that has resulted in their ******** act to have month on month recorded as me missing payments. Debt that for the last 7 years I was not even aware of, 7 years of me not willingly missing payments but because I was not aware of this debt. NOW YOUR FIRM TURNS ARROUND and SAYS SORRY BUT WE CANT HELP YOU. You assist people living in rural areas that are higher risk than myself as they can't even fully produce proper proof of residence that is a Lawful requirement as per the FICA Law. But I am ********ly impacted by the Misguided and ******** Management of Prescribed Debt and your not even willing to assist me. No wonder our country is falling a part.
131 replies
29 months ago
Motor Financing a SHAM, also incapable of Understanding All due FACTS...
In September I app**** for Vehicle Finance, it came to light that there was bad debt against my name. Just to find that Shaick Shapiro Defries and Associates ********ly kept prescribed debt active against my name for the last 7years. I was told if I can have this removed from my name I should then qualify for Car Finance. It took me two months of daily e-mails, daily telephone calls and constant complaining on Hello Peter. I disputed the listing against my name with TransUnion, Clear Score as well as asking help from the Ombudsman. Finally I received a letter from Shaick Shapiro Defries and Associates that they confirm that the Prescribed debt was to be removed from my name. On Clear Score it also shows that this was removed. To test that the debt was removed from my name I app**** for an account online with Truworths and it was approved. Again I submitted my application for Car Financing, just to be told "oh sorry, but we can not assist you as we look at the amount of missed payments that is listed against your name" I mean really. Your institution instructed to me one I get the debt removed from my name, and I fought for two months with Shaick Shapiro Defries that they have ********ly kept prescribed debt active against my name that has resulted in their ******** act to have month on month recorded as me missing payments. Debt that for the last 7 years I was not even aware of, 7 years of me not willingly missing payments but because I was not aware of this debt. NOW YOUR FIRM TURNS ARROUND and SAYS SORRY BUT WE CANT HELP YOU. You assist people living in rural areas that are higher risk than myself as they can't even fully produce proper proof of residence that is a Lawful requirement as per the FICA Law. But I am ********ly impacted by the Misguided and ******** Management of Prescribed Debt and your not even willing to assist me. No wonder our country is falling a part.
0 replies
29 months ago
Motor Financing a SHAM, also incapable of Understanding All due FACTS...
In September I app**** for Vehicle Finance, it came to light that there was bad debt against my name. Just to find that Shaick Shapiro Defries and Associates ********ly kept prescribed debt active against my name for the last 7years. I was told if I can have this removed from my name I should then qualify for Car Finance. It took me two months of daily e-mails, daily telephone calls and constant complaining on Hello Peter. I disputed the listing against my name with TransUnion, Clear Score as well as asking help from the Ombudsman. Finally I received a letter from Shaick Shapiro Defries and Associates that they confirm that the Prescribed debt was to be removed from my name. On Clear Score it also shows that this was removed. To test that the debt was removed from my name I app**** for an account online with Truworths and it was approved. Again I submitted my application for Car Financing, just to be told "oh sorry, but we can not assist you as we look at the amount of missed payments that is listed against your name" I mean really. Your institution instructed to me one I get the debt removed from my name, and I fought for two months with Shaick Shapiro Defries that they have ********ly kept prescribed debt active against my name that has resulted in their ******** act to have month on month recorded as me missing payments. Debt that for the last 7 years I was not even aware of, 7 years of me not willingly missing payments but because I was not aware of this debt. NOW YOUR FIRM TURNS ARROUND and SAYS SORRY BUT WE CANT HELP YOU. You assist people living in rural areas that are higher risk than myself as they can't even fully produce proper proof of residence that is a Lawful requirement as per the FICA Law. But I am ********ly impacted by the Misguided and ******** Management of Prescribed Debt and your not even willing to assist me. No wonder our country is falling a part.
131 replies
29 months ago
Motor Financing a SHAM, also incapable of Understanding All due FACTS...
In September I app**** for Vehicle Finance, it came to light that there was bad debt against my name. Just to find that Shaick Shapiro Defries and Associates ********ly kept prescribed debt active against my name for the last 7years. I was told if I can have this removed from my name I should then qualify for Car Finance. It took me two months of daily e-mails, daily telephone calls and constant complaining on Hello Peter. I disputed the listing against my name with TransUnion, Clear Score as well as asking help from the Ombudsman. Finally I received a letter from Shaick Shapiro Defries and Associates that they confirm that the Prescribed debt was to be removed from my name. On Clear Score it also shows that this was removed. To test that the debt was removed from my name I app**** for an account online with Truworths and it was approved. Again I submitted my application for Car Financing, just to be told "oh sorry, but we can not assist you as we look at the amount of missed payments that is listed against your name" I mean really. Your institution instructed to me one I get the debt removed from my name, and I fought for two months with Shaick Shapiro Defries that they have ********ly kept prescribed debt active against my name that has resulted in their ******** act to have month on month recorded as me missing payments. Debt that for the last 7 years I was not even aware of, 7 years of me not willingly missing payments but because I was not aware of this debt. NOW YOUR FIRM TURNS ARROUND and SAYS SORRY BUT WE CANT HELP YOU. You assist people living in rural areas that are higher risk than myself as they can't even fully produce proper proof of residence that is a Lawful requirement as per the FICA Law. But I am ********ly impacted by the Misguided and ******** Management of Prescribed Debt and your not even willing to assist me. No wonder our country is falling a part.
73 replies
29 months ago
Motor Financing a SHAM, also incapable of Understanding All due FACTS...
In September I app**** for Vehicle Finance, it came to light that there was bad debt against my name. Just to find that Shaick Shapiro Defries and Associates ********ly kept prescribed debt active against my name for the last 7years. I was told if I can have this removed from my name I should then qualify for Car Finance. It took me two months of daily e-mails, daily telephone calls and constant complaining on Hello Peter. I disputed the listing against my name with TransUnion, Clear Score as well as asking help from the Ombudsman. Finally I received a letter from Shaick Shapiro Defries and Associates that they confirm that the Prescribed debt was to be removed from my name. On Clear Score it also shows that this was removed. To test that the debt was removed from my name I app**** for an account online with Truworths and it was approved. Again I submitted my application for Car Financing, just to be told "oh sorry, but we can not assist you as we look at the amount of missed payments that is listed against your name" I mean really. Your institution instructed to me one I get the debt removed from my name, and I fought for two months with Shaick Shapiro Defries that they have ********ly kept prescribed debt active against my name that has resulted in their ******** act to have month on month recorded as me missing payments. Debt that for the last 7 years I was not even aware of, 7 years of me not willingly missing payments but because I was not aware of this debt. NOW YOUR FIRM TURNS ARROUND and SAYS SORRY BUT WE CANT HELP YOU. You assist people living in rural areas that are higher risk than myself as they can't even fully produce proper proof of residence that is a Lawful requirement as per the FICA Law. But I am ********ly impacted by the Misguided and ******** Management of Prescribed Debt and your not even willing to assist me. No wonder our country is falling a part.
0 replies
31 months ago
********* Legal Practices_ Total Disregard for the Law on Prescribed Debt
We have given ample time for a response from your side. It is therefore a testament to the fact that your silence in this matter can only be taken as a clear confirmation of guilt. Your unwillingness to remove the wrongful prescribed debt from my name will therefore be handed over to the following institutions for investigation. Transunion The Law Society of South Africa - Board of Ethics Ombudsman For Credit (The CPA - The Consumer Protection)
597 replies
31 months ago
*****ulant Perscribed Debt kept Active for 7Years by Shapiro
This is to raise attention to people being constantly contacted by Shapiro Shaick Attorneys. It has come to light that they keep perscribed debt active for periods longer after it should have been perscribed and removed from all Credit Platforms. I was made aware of outstanding debt that has been listed against my name on Clear Score and Trans Union. In all honesty I was not aware of any outstanding debt on my name. Upon investigating I found that there was debt recorded as per Clear Score for a Credit Card (please note never have I had or app**** for a credit card). I contacted Shapiro Shaick to querry the listing on Cleare Score, upon which I was informed it is actually for an account I had with TFG. They indicated I should contact them to ask for a letter stating that the account was settled. I proceeded to contact TFG and spent the ebtire day being transfered from post to pillar in order to ask for the letter. It was also then determined that this debt was handed over for collection in 2016 to Shapiro. As per the law on debt that after three years of non collection this debt is to be perscribed and removed from the Credit Beruae and all listing platforms. This means that by 2019 this debt was to ve removed. Shapiro has disregarded this Law and kept the debt Active for the past 7 years. According to TFG this has been removed on their records and written off. They do not see why Shapiro has failed to do the same once the debt reached the perscribed period. Now as this was established Shapiro is not answering my communications send vir e-mail, but get this in the same day yhey senf me a sms saying payment is required on an outstanding Matrix account to the same ammount. Lets look at this 2016 - TFG handed over for collection to Shapiro 2019 - Shapiro was to record this as prescribed debt and have it removed from the Credit Buraue and all listing platforms 2019 - suddenly and without proof Shapiro is showing they received a payment. Allowing them to keep it active. 2021 - suddenly they are showing two more payments. This again allowing them to keep the debt active. 1. Debt is listed for a credit card, however I have never had a credit card 2. The sms notification was suddenly for Matrix which I never had. 3. The person at Shapiro said it was for TFG It shows that they change the debt description as they feel like it. Nothing is a clear indication of what was actually the case. Note that duting this time up until two days ago was I never contacted by Shapiro via e-mail, sms or telephone call. Therefore I am also flabergasted that they are showing payments received as this was not from me. It raises the question that are they commiting *****ulant payment activities to keep perscribed debt acctive. Should my name not be cleared and a letter be received in 24hours stating that the debt has been removed will I contact TransUnion, Clearscore and the Ombudsman For Cunsumer Protection as well as the Ethical Board for Law in South Africa and log a complaint for investigation against Shapiro Shaick.
131 replies
95 months ago
MTN CREDIT DEPARTMENT DONT DO THEIR F#$#%$KING JOB
GOOD DAY I WOULD JUST LIKE TO SAY HOW UNHAPPY I AM WITH MTN HEAD OFFICE ITS BEEN THIS PAST 3 MONTHS EVERY WEEK THEY CUT MY SERVICE SENDING TEXT THAT MY ACCOUNT IS OVERDUE BUT THE ACCOUNT IS PAID UP EVERY MONTH THIS LAST 3 MONTHS SO THE FIRST PAYMENT FOR APRIL MONTH I DID NOT PUT THE CELLPHONE NUMBER AS THE REFERENCE AND I EXPLAINED THAT TO THEM MANY TIMES AND EACH TIME THEY TELL ME THAT THEY WILL ESCALATE THE MATTER AND FIX THE PROBLEM TO ALLOCATE THE PAYMENT TO MY ACCOUNT BUT SINCE APRIL IT STILL HAS NOT HAPPEND SO NOW EVERY WEEK I NEED TO PHONE THEM TO TELL THEM WHAT IS GOING ON SO THEY CAN PUT MY SERVICE BACK ON THIS HAS BECOME A WEEKLY THING AND I HAVE HAD ENOUGH NOW PEOPLE IN THE CREDIT DEPARTMENT DON'T DO THEIR JOB I HAVE EMAILED THEM 9 TIMES WITH ALL THE PROOF OF PAYMENTS AND STILL THEY PUT MY SERVICE OFF EVERY WEEK SO PLEASE IF THEIR IS SOMEONE FROM THE MANAGEMENT TEAM THAT CAN CONTACT ME ON THIS MATTER BECAUSE IF THIS GOES ON I AM GONNA FLIP AND LOOSE MY HEAD
53 replies
Review Distribution
5 Star
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4 Star
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3 Star
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2 Star
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1 Star
9 (100%)